Rates verified from official source

IndusInd Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, IndusInd Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 Years to 3 Years) for general customers and 7.75% p.a. (2 Years to 3 Years) for senior citizens. Rates below are as published by the bank — confirm with IndusInd before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 30 days: 3.25% 31 days to 45 days: 3.50% 46 days to 60 days: 4.50% 61 days to 90 days: 4.75% 91 days to 120 days: 5.00% 121 days to 179 days: 5.00% 180 days: 6.00% 181 days to 210 days: 5.75% 211 days to 269 days: 6.00% 270 days to 364 days: 6.25% 1 Year to below 1 Year 6 Month: 6.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 Year 6 months to below 1 Year 7 months: 6.90% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 Year 7 months to below 2 Years: 6.90% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 Years to 3 Years: 7.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 Years up to below 61 Months: 6.65% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Tax Saver (5 years): 6.65% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 61 Months and above: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m2m2m3m4m6m6m7m9m1y545d575d2y3y5y1830d General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 7 days to 30 days: 3.75% (General: 3.25%) 31 days to 45 days: 4.00% (General: 3.50%) 46 days to 60 days: 5.00% (General: 4.50%) 61 days to 90 days: 5.25% (General: 4.75%) 91 days to 120 days: 5.50% (General: 5.00%) 121 days to 179 days: 5.50% (General: 5.00%) 180 days: 6.50% (General: 6.00%) 181 days to 210 days: 6.25% (General: 5.75%) 211 days to 269 days: 6.50% (General: 6.00%) 270 days to 364 days: 6.75% (General: 6.25%) 1 Year to below 1 Year 6 Month: 7.25% (General: 6.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 1 Year 6 months to below 1 Year 7 months: 7.40% (General: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 1 Year 7 months to below 2 Years: 7.40% (General: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 Years to 3 Years: 7.75% (General: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 3 Years up to below 61 Months: 7.15% (General: 6.65%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Tax Saver (5 years): 7.15% (General: 6.65%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 61 Months and above: 7.00% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m2m2m3m4m6m6m7m9m1y545d575d2y3y5y1830d Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7%8% 7 days to 30 days: 3.75% (Senior: 3.75%) 31 days to 45 days: 4.00% (Senior: 4.00%) 46 days to 60 days: 5.00% (Senior: 5.00%) 61 days to 90 days: 5.25% (Senior: 5.25%) 91 days to 120 days: 5.50% (Senior: 5.50%) 121 days to 179 days: 5.50% (Senior: 5.50%) 180 days: 6.50% (Senior: 6.50%) 181 days to 210 days: 6.25% (Senior: 6.25%) 211 days to 269 days: 6.50% (Senior: 6.50%) 270 days to 364 days: 6.75% (Senior: 6.75%) 1 Year to below 1 Year 6 Month: 7.25% (Senior: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 1 Year 6 months to below 1 Year 7 months: 7.40% (Senior: 7.40%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 1 Year 7 months to below 2 Years: 7.40% (Senior: 7.40%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 Years to 3 Years: 7.75% (Senior: 7.75%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 3 Years up to below 61 Months: 7.15% (Senior: 7.15%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Tax Saver (5 years): 7.15% (Senior: 7.15%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 61 Months and above: 7.00% (Senior: 7.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m2m2m3m4m6m6m7m9m1y545d575d2y3y5y1830d Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 30 days
 3.25% 3.75% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
31 days to 45 days
 3.50% 4.00% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
46 days to 60 days
 4.50% 5.00% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
61 days to 90 days
 4.75% 5.25% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
91 days to 120 days
 5.00% 5.50% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
121 days to 179 days
 5.00% 5.50% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
180 days
 6.00% 6.50% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
181 days to 210 days
 5.75% 6.25% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
211 days to 269 days
 6.00% 6.50% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
270 days to 364 days
 6.25% 6.75% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
1 Year to below 1 Year 6 Month
 6.75% 7.25% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
1 Year 6 months to below 1 Year 7 months
 6.90% 7.40% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
1 Year 7 months to below 2 Years
 6.90% 7.40% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
2 Years to 3 Years
 7.00% 7.75% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Above 3 Years up to below 61 Months
 6.65% 7.15% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Tax Saver (5 years)
 6.65% 7.15% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
61 Months and above
 6.50% 7.00% Below ₹3 crore (retail)
23 Apr 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Source ↗

IndusInd Fixed Deposit: frequently asked questions

What is the highest IndusInd Fixed Deposit interest rate?

As of 5 Oct 2026, IndusInd Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 Years to 3 Years) for general customers and 7.75% p.a. (2 Years to 3 Years) for senior citizens. Rates below are as published by the bank — confirm with IndusInd before investing.

What is the IndusInd 1 year FD interest rate?

As of 5 Oct 2026, IndusInd Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at IndusInd?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at IndusInd Bank, depending on the tenure.

Is my fixed deposit (FD) with IndusInd insured?

Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these IndusInd rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 23 Apr 2026. Rates can change without notice, so verify on the official IndusInd website before investing.

More IndusInd rates

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Compare IndusInd with other banks

See IndusInd FD rates side by side against India's top banks.

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Good to know

Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 23 Apr 2026 · Ingested 19 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official IndusInd website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.