As of 5 Oct 2026, Jana Small Finance Bank offers up to 8.00% p.a. on its fixed deposit (FD) (>2 Years - 3 Years (1095 Days)) for general customers and 8.30% p.a. (>2 Years - 3 Years (1095 Days)) for senior citizens. Rates below are as published by the bank — confirm with Jana before investing.
Estimate returns at Jana (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 Days - 14 Days |
3.50% | 3.50% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 Days - 60 Days |
4.25% | 4.25% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
61 Days - 90 Days |
4.75% | 4.75% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 Days - 120 Days |
5.00% | 5.00% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 Days - 179 Days |
6.00% | 6.00% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 Days |
6.00% | 6.00% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 Days - 270 Days |
6.50% | 7.00% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 Days - 366 Days |
7.00% | 7.50% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
367 Days - 2 Years (730 Days) |
7.30% | 7.80% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
>2 Years - 3 Years (1095 Days) |
8.00% | 8.30% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
>3 Years - 5 Years (1825 Days) |
7.77% | 8.00% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
>5 Years - 10 Years |
6.50% | 7.00% | Below ₹2 crore | 29 Sept 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Jana Small Finance Bank offers up to 8.00% p.a. on its fixed deposit (FD) (>2 Years - 3 Years (1095 Days)) for general customers and 8.30% p.a. (>2 Years - 3 Years (1095 Days)) for senior citizens. Rates below are as published by the bank — confirm with Jana before investing.
As of 5 Oct 2026, Jana Small Finance Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jana Small Finance Bank, depending on the tenure.
Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 29 Sept 2026. Rates can change without notice, so verify on the official Jana website before investing.
Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Jana website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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