Rates verified from official source

The Akola Urban Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026

Akola Urban Bank's best Fixed Deposit rate is 7.80% (For 400 Days), 1.20 points below the best on the market (9.00%).

TenureGeneralSeniorApplies toEffective OnSource
15 Days to 60 Days
3.50% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
61 Days to 90 Days
4.50% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
91 Days to 180 Days
5.00% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
181 Days 364 Days
5.50% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
For 12 Months
Cumulative
6.50% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 12 Months to till 24 Months
Cumulative
6.75% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
For 12 Months (365 Days)
7.00% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
366 Days to 399 Days
7.50% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
For 400 Days
400-day Special
7.80% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
For 401 Days to 3 Years
7.50% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 24 Months to till 36 Months
Cumulative
7.00% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 36 Months to till 60 Months
Cumulative
7.25% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 3 Years to till 5 years
7.50% — Any amount
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026

Akola Urban Bank FD returns at a glance based on investment amount

Deposit~1 year7.00%~3 years7.50%~5 years7.50%
₹50,000₹53,593₹292/mo₹62,486₹313/mo₹72,497₹313/mo
₹1 lakh₹1,07,186₹583/mo₹1,24,972₹625/mo₹1,44,995₹625/mo
₹2 lakh₹2,14,372₹1,167/mo₹2,49,943₹1,250/mo₹2,89,990₹1,250/mo
₹5 lakh₹5,35,930₹2,917/mo₹6,24,858₹3,125/mo₹7,24,974₹3,125/mo
₹10 lakh₹10,71,859₹5,833/mo₹12,49,716₹6,250/mo₹14,49,948₹6,250/mo

Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

Compare Akola Urban Bank Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Akola Urban Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.

Akola Urban Bank

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General rate by tenure (% p.a.)

3%4%5%6%7%8% 15d2m3m6m12m12m1y366d400d401d721d1081d1096d 3.504.505.005.506.506.757.007.507.807.507.007.257.50 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No separate Senior rate — showing General rates.

General rate by tenure (% p.a.)

3%4%5%6%7%8% 15d2m3m6m12m12m1y366d400d401d721d1081d1096d 3.504.505.005.506.506.757.007.507.807.507.007.257.50 General General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No super-senior rate — showing General rates.

General rate by tenure (% p.a.)

3%4%5%6%7%8% 15d2m3m6m12m12m1y366d400d401d721d1081d1096d 3.504.505.005.506.506.757.007.507.807.507.007.257.50 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Akola Urban Bank Fixed Deposit rate changes

Changes to Akola Urban Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Akola Urban Bank's fixed deposit (FD) rates has been recorded since tracking started on 18 Oct 2026.

Compare Akola Urban Bank with similar banks

Nearby banks paying a little more at 1 year

Banks with a similar rate at 1 year

Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →

Akola Urban Bank Fixed Deposit: frequently asked questions

What is the highest Akola Urban Bank Fixed Deposit interest rate?

As of 18 Oct 2026, The Akola Urban Co-operative Bank Ltd. offers up to 7.80% p.a. on its fixed deposit (FD) (For 400 Days) for general customers. Rates below are as published by the bank — confirm with Akola Urban Bank before investing.

See today's top interest rates →

What is the Akola Urban Bank 5-year FD interest rate?

As of 18 Oct 2026, The Akola Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Akola Urban Bank?

The Akola Urban Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

See today's top senior citizen rates →

When did Akola Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Akola Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 18 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Akola Urban Bank offer?

The Akola Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “15 Days to 60 Days” to “Above 3 Years to till 5 years”.

Does Akola Urban Bank have special fixed deposit (FD) schemes?

The Akola Urban Co-operative Bank Ltd.'s rate table lists these named schemes (2): Cumulative; 400-day Special. Check eligibility and end dates with the bank.

How does Akola Urban Bank's 1-year FD rate rank?

The Akola Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #54 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Akola Urban Bank insured?

Deposits with The Akola Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Akola Urban Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 18 Oct 2026. Rates can change without notice, so verify on the official Akola Urban Bank website before investing.

Rate movements →

Good to know

  • Deposits with The Akola Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Akola Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Akola Urban Bank's FD table includes 2 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official Akola Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.