Rates verified from official source

Suryoday Small Finance Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Suryoday Small Finance Bank offers up to 8.25% p.a. on its fixed deposit (FD) (5 Years) for general customers and 8.50% p.a. (5 Years) for senior citizens. Rates below are as published by the bank — confirm with Suryoday before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

4%5%6%7%8% 7 Days to 14 Days: 4.00% 15 Days to 45 Days: 4.25% 46 Days to 90 Days: 4.50% 91 Days to 6 Months: 5.00% 6 Month 1 Day · 1-day Special: 6.50% Above 6 Month 1 Day to 9 Months: 5.50% Above 9 Months to less than 1 Year: 6.00% 1 Year: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 1 Year to Less than 18 Months: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 18 Months: 7.80% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 Months to 2 Years: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 2 Years to less than 30 Months: 7.25% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 30 Months: 8.10% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 30 Months to 3 Years: 7.25% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 3 Years to less than 5 Years: 6.75% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 Years: 8.25% · Post Office TD: 7.50% (above the govt-guaranteed benchmark) Above 5 Years to 10 Years: 7.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m6m9m1y1y540d540d2y900d900d3y5y5y General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4%5%6%7%8% 7 Days to 14 Days: 4.15% (General: 4.00%) 15 Days to 45 Days: 4.40% (General: 4.25%) 46 Days to 90 Days: 4.65% (General: 4.50%) 91 Days to 6 Months: 5.15% (General: 5.00%) 6 Month 1 Day · 1-day Special: 6.65% (General: 6.50%) Above 6 Month 1 Day to 9 Months: 5.65% (General: 5.50%) Above 9 Months to less than 1 Year: 6.15% (General: 6.00%) 1 Year: 7.40% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 1 Year to Less than 18 Months: 7.40% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 18 Months: 7.95% (General: 7.80%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 Months to 2 Years: 7.40% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 2 Years to less than 30 Months: 7.40% (General: 7.25%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 30 Months: 8.25% (General: 8.10%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 30 Months to 3 Years: 7.40% (General: 7.25%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 3 Years to less than 5 Years: 6.90% (General: 6.75%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 Years: 8.50% (General: 8.25%) · Post Office TD: 7.50% (above the govt-guaranteed benchmark) Above 5 Years to 10 Years: 7.40% (General: 7.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m6m9m1y1y540d540d2y900d900d3y5y5y Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7%8% 7 Days to 14 Days: 4.15% (Senior: 4.15%) 15 Days to 45 Days: 4.40% (Senior: 4.40%) 46 Days to 90 Days: 4.65% (Senior: 4.65%) 91 Days to 6 Months: 5.15% (Senior: 5.15%) 6 Month 1 Day · 1-day Special: 6.65% (Senior: 6.65%) Above 6 Month 1 Day to 9 Months: 5.65% (Senior: 5.65%) Above 9 Months to less than 1 Year: 6.15% (Senior: 6.15%) 1 Year: 7.40% (Senior: 7.40%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 1 Year to Less than 18 Months: 7.40% (Senior: 7.40%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 18 Months: 7.95% (Senior: 7.95%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 Months to 2 Years: 7.40% (Senior: 7.40%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 2 Years to less than 30 Months: 7.40% (Senior: 7.40%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 30 Months: 8.25% (Senior: 8.25%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 30 Months to 3 Years: 7.40% (Senior: 7.40%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 3 Years to less than 5 Years: 6.90% (Senior: 6.90%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 Years: 8.50% (Senior: 8.50%) · Post Office TD: 7.50% (above the govt-guaranteed benchmark) Above 5 Years to 10 Years: 7.40% (Senior: 7.40%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m6m9m1y1y540d540d2y900d900d3y5y5y Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 Days to 14 Days
 4.00% 4.15% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
15 Days to 45 Days
 4.25% 4.40% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
46 Days to 90 Days
 4.50% 4.65% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
91 Days to 6 Months
 5.00% 5.15% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
6 Month 1 Day
1-day Special
 6.50% 6.65% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 6 Month 1 Day to 9 Months
 5.50% 5.65% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 9 Months to less than 1 Year
 6.00% 6.15% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
1 Year
 7.25% 7.40% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 1 Year to Less than 18 Months
 7.25% 7.40% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
18 Months
 7.80% 7.95% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 18 Months to 2 Years
 7.25% 7.40% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 2 Years to less than 30 Months
 7.25% 7.40% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
30 Months
 8.10% 8.25% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 30 Months to 3 Years
 7.25% 7.40% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 3 Years to less than 5 Years
 6.75% 6.90% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
5 Years
 8.25% 8.50% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 5 Years to 10 Years
 7.25% 7.40% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Suryoday Fixed Deposit: frequently asked questions

What is the highest Suryoday Fixed Deposit interest rate?

As of 5 Oct 2026, Suryoday Small Finance Bank offers up to 8.25% p.a. on its fixed deposit (FD) (5 Years) for general customers and 8.50% p.a. (5 Years) for senior citizens. Rates below are as published by the bank — confirm with Suryoday before investing.

What is the Suryoday 1 year FD interest rate?

As of 5 Oct 2026, Suryoday Small Finance Bank offers 7.25% p.a. on a 1-year FD for general customers and 7.40% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Suryoday?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Suryoday Small Finance Bank, depending on the tenure.

Is my fixed deposit (FD) with Suryoday insured?

Deposits with Suryoday Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Suryoday rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 24 Sept 2026. Rates can change without notice, so verify on the official Suryoday website before investing.

More Suryoday rates

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Good to know

Deposits with Suryoday Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 24 Sept 2026 · Ingested 20 Sept 2026 · Verified 5 Oct 2026 · View source

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