The Ode Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Ode Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.50% | 4.00% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days |
4.25% | 4.75% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days |
4.50% | 5.00% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 365 days |
5.00% | 5.50% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
366 days and above |
5.50% | 6.00% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
37 months and above Monthly income scheme (M.I.S, interest paid monthly) |
5.00% | 5.50% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Ode Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.00%Before you book
Ode Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Ode Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Ode Urban Co-operative Bank Ltd. offers up to 5.50% p.a. on its fixed deposit (FD) (366 days and above) for general customers and 6.00% p.a. (366 days and above) for senior citizens. Rates below are as published by the bank. Confirm with Ode Urban Co-op Bank before investing.
What is the Ode Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Ode Urban Co-operative Bank Ltd. offers 5.00% p.a. on a 1-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ode Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Ode Urban Co-operative Bank Ltd. offers 5.50% p.a. on a 2-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ode Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Ode Urban Co-operative Bank Ltd. offers 5.50% p.a. on a 3-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ode Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Ode Urban Co-operative Bank Ltd., depending on the tenure.
When did Ode Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Ode Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Ode Urban Co-op Bank offer?
The Ode Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “7 days to 45 days” to “366 days and above”.
Does Ode Urban Co-op Bank have special fixed deposit (FD) schemes?
The Ode Urban Co-operative Bank Ltd.'s rate table lists these named schemes (1): Monthly income scheme (M.I.S, interest paid monthly). Check eligibility and end dates with the bank.
Does Ode Urban Co-op Bank pay more than the Post Office Time Deposit?
The Ode Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 5.50% (PO 7.00%), 3y 5.50% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Ode Urban Co-op Bank's 1-year FD rate rank?
The Ode Urban Co-operative Bank Ltd.'s 1-year general FD rate of 5.00% ranks #993 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ode Urban Co-op Bank insured?
Deposits with The Ode Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ode Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2024. Rates can change without notice, so verify on the official Ode Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Ode Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ode Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ode Urban Co-op Bank, depending on the tenure.
- Ode Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Ode Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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