The Nirmal Urban Co-operative Bank Ltd., Nagpur Fixed Deposit interest rates · November 2026
What will my FD earn at Nirmal Urban Co-op Bank?
Showing 7 of 14 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 45 Days Below ₹2 crore |
3.50% | – | Below ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
7 Days to 45 Days Above ₹2 crore |
3.25% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
46 Days to 179 Days Below ₹2 crore |
4.50% | – | Below ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
46 Days to 179 Days Above ₹2 crore |
4.00% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
180 Days to 1 Year Below ₹2 crore |
5.00% | – | Below ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
180 Days to 1 Year Above ₹2 crore |
4.50% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 1 Year to 2 Years Below ₹2 crore |
6.00% | 6.50% | Below ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 1 Year to 2 Years Above ₹2 crore |
5.50% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 24 Months to 36 Months Below ₹2 crore |
6.50% | 7.00% | Below ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 24 Months to 36 Months Above ₹2 crore |
6.00% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 36 Month to 60 Months Below ₹2 crore |
6.75% | 7.25% | Below ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 36 Month to 60 Months Above ₹2 crore |
6.25% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 60 Months Below ₹2 crore |
7.25% | 7.75% | Below ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 60 Months Above ₹2 crore |
6.75% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
No rates match these filters.
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Nirmal Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.00%Before you book
Nirmal Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Nirmal Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Nirmal Urban Co-operative Bank Ltd., Nagpur offers up to 7.25% p.a. on its fixed deposit (FD) (Above 60 Months) for general customers and 7.75% p.a. (Above 60 Months) for senior citizens. Rates below are as published by the bank. Confirm with Nirmal Urban Co-op Bank before investing.
What is the Nirmal Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Nirmal Urban Co-operative Bank Ltd., Nagpur offers 5.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nirmal Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Nirmal Urban Co-operative Bank Ltd., Nagpur offers 6.00% p.a. on a 2-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nirmal Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Nirmal Urban Co-operative Bank Ltd., Nagpur offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nirmal Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Nirmal Urban Co-operative Bank Ltd., Nagpur offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Nirmal Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Nirmal Urban Co-operative Bank Ltd., Nagpur, depending on the tenure.
When did Nirmal Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Nirmal Urban Co-operative Bank Ltd., Nagpur's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Nirmal Urban Co-op Bank offer?
The Nirmal Urban Co-operative Bank Ltd., Nagpur's published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 45 Days” to “Above 60 Months”.
Does Nirmal Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Nirmal Urban Co-operative Bank Ltd., Nagpur's table lists separate bands: Below ₹2 crore; Above ₹2 crore. Each row shows the band it applies to.
Does Nirmal Urban Co-op Bank pay more than the Post Office Time Deposit?
The Nirmal Urban Co-operative Bank Ltd., Nagpur pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 6.00% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nirmal Urban Co-op Bank's 1-year FD rate rank?
The Nirmal Urban Co-operative Bank Ltd., Nagpur's 1-year general FD rate of 5.00% ranks #993 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Nirmal Urban Co-op Bank insured?
Deposits with The Nirmal Urban Co-operative Bank Ltd., Nagpur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nirmal Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Nirmal Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Nirmal Urban Co-operative Bank Ltd., Nagpur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nirmal Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nirmal Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Nirmal Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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