Bank of America, N.A. (India) Fixed Deposit interest rates · November 2026
What will my FD earn at Bank of America India?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days |
2.50% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
8 days to 14 days |
2.55% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
15 days to 30 days |
2.60% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
31 days to 45 days |
2.70% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 60 days |
2.80% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
61 days to 90 days |
2.90% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 120 days |
3.00% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
121 days to 180 days |
3.10% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 days to 365 days |
3.15% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
366 days to 2 years |
3.25% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 2 years to 5 years |
3.35% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 5 years |
3.45% | – | Below ₹3 crore | 25 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Bank of America India FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
3.15%- domestic deposits below ₹3 crore
Before you book
Bank of America India Fixed Deposit: frequently asked questions
What is the highest Bank of America India Fixed Deposit interest rate?
As of 14 Nov 2026, Bank of America, N.A. (India) offers up to 3.45% p.a. on its fixed deposit (FD) (Above 5 years) for general customers. Rates below are as published by the bank. Confirm with Bank of America India before investing.
What is the Bank of America India 1-year FD interest rate?
As of 14 Nov 2026, Bank of America, N.A. (India) offers 3.15% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 25 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bank of America India 2-year FD interest rate?
As of 14 Nov 2026, Bank of America, N.A. (India) offers 3.25% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 25 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bank of America India 3-year FD interest rate?
As of 14 Nov 2026, Bank of America, N.A. (India) offers 3.35% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 25 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bank of America India 5-year FD interest rate?
As of 14 Nov 2026, Bank of America, N.A. (India) offers 3.35% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 25 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bank of America India?
Bank of America, N.A. (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Bank of America India last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bank of America, N.A. (India)'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Bank of America India offer?
Bank of America, N.A. (India)'s published fixed deposit (FD) rate table has 12 tenure bands, from “7 days” to “Above 5 years”.
Does Bank of America India pay more than the Post Office Time Deposit?
Bank of America, N.A. (India) pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 3.15% (PO 6.90%), 2y 3.25% (PO 7.00%), 3y 3.35% (PO 7.10%), 5y 3.35% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bank of America India's 1-year FD rate rank?
Bank of America, N.A. (India)'s 1-year general FD rate of 3.15% ranks #1032 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bank of America India insured?
Deposits with Bank of America, N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bank of America India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 25 Jun 2026. Rates can change without notice, so verify on the official Bank of America India website before investing.
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Good to know
- Deposits with Bank of America, N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bank of America India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official Bank of America India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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