Rates verified from official source

The Mehsana Urban Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026

Mehsana Urban Bank's best Fixed Deposit rate is 6.70% (Above 2 Years to 3 Years), 1.80 points below the best on the market (8.50%).

TenureGeneralSeniorApplies toEffective OnSource
7 Days To 29 Days
3.00% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
30 Days To 90 Days
4.00% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
91 Days To 180 Days
4.50% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
181 Days To 364 Days
5.50% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
For 1 Year
6.60% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
Above 1 Year to 2 Years
6.65% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
Above 2 Years to 3 Years
6.70% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
Above 36 Months to 60 Months
6.50% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
Above 60 Months to 120 Months
6.50% — Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026

Mehsana Urban Bank FD returns at a glance based on investment amount

Deposit~1 year6.60%~3 years6.70%~5 years6.50%~10 years6.50%
₹50,000₹53,383₹275/mo₹61,030₹279/mo₹69,021₹271/mo₹95,278₹271/mo
₹1 lakh₹1,06,765₹550/mo₹1,22,059₹558/mo₹1,38,042₹542/mo₹1,90,556₹542/mo
₹2 lakh₹2,13,530₹1,100/mo₹2,44,118₹1,117/mo₹2,76,084₹1,083/mo₹3,81,112₹1,083/mo
₹5 lakh₹5,33,826₹2,750/mo₹6,10,296₹2,792/mo₹6,90,210₹2,708/mo₹9,52,779₹2,708/mo
₹10 lakh₹10,67,652₹5,500/mo₹12,20,591₹5,583/mo₹13,80,420₹5,417/mo₹19,05,559₹5,417/mo

Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

Compare Mehsana Urban Bank Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Mehsana Urban Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.

Mehsana Urban Bank

Loading comparison…

  • Bank note: Senior Citizen will get additional 0.5% interest in above Rate of Interest. Super Senior Citizen will get additional 0.6% interest in above Rate of Interest.

General rate by tenure (% p.a.)

3%4%5%6%7% 7d1m3m6m1y366d731d1096d1826d 3.004.004.505.506.606.656.706.506.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No separate Senior rate — showing General rates.

General rate by tenure (% p.a.)

3%4%5%6%7% 7d1m3m6m1y366d731d1096d1826d 3.004.004.505.506.606.656.706.506.50 General General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No super-senior rate — showing General rates.

General rate by tenure (% p.a.)

3%4%5%6%7% 7d1m3m6m1y366d731d1096d1826d 3.004.004.505.506.606.656.706.506.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Mehsana Urban Bank Fixed Deposit rate changes

Changes to Mehsana Urban Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Mehsana Urban Bank's fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.

Mehsana Urban Bank Fixed Deposit: frequently asked questions

What is the highest Mehsana Urban Bank Fixed Deposit interest rate?

As of 18 Oct 2026, The Mehsana Urban Co-operative Bank Ltd. offers up to 6.70% p.a. on its fixed deposit (FD) (Above 2 Years to 3 Years) for general customers. Rates below are as published by the bank — confirm with Mehsana Urban Bank before investing.

See today's top interest rates →

What is the Mehsana Urban Bank 1-year FD interest rate?

As of 18 Oct 2026, The Mehsana Urban Co-operative Bank Ltd. offers 6.60% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the Mehsana Urban Bank 2-year FD interest rate?

As of 18 Oct 2026, The Mehsana Urban Co-operative Bank Ltd. offers 6.65% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the Mehsana Urban Bank 3-year FD interest rate?

As of 18 Oct 2026, The Mehsana Urban Co-operative Bank Ltd. offers 6.70% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the Mehsana Urban Bank 5-year FD interest rate?

As of 18 Oct 2026, The Mehsana Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Mehsana Urban Bank?

The Mehsana Urban Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

See today's top senior citizen rates →

When did Mehsana Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Mehsana Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 10 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Mehsana Urban Bank offer?

The Mehsana Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 Days To 29 Days” to “Above 60 Months to 120 Months”.

Does Mehsana Urban Bank pay more than the Post Office Time Deposit?

The Mehsana Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.65% (PO 7.00%), 3y 6.70% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Mehsana Urban Bank's 1-year FD rate rank?

The Mehsana Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.60% ranks #130 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Mehsana Urban Bank insured?

Deposits with The Mehsana Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Mehsana Urban Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 18 Oct 2026. Rates can change without notice, so verify on the official Mehsana Urban Bank website before investing.

Rate movements →

Good to know

  • Deposits with The Mehsana Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Mehsana Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.

Informational only — always confirm the current rate on the official Mehsana Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.