Rates verified from official source

Daman & Diu State Co-operative Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Daman & Diu State Co-operative Bank offers up to 6.55% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.05% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with DDSCB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 45 days: 3.50% 46 to 179 days: 4.50% 180 days to under 1 year: 5.75% 1 to 2 years: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444 Days: 6.55% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 to 3 years: 6.45% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 to 5 years: 6.45% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 to 10 years: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m6m1y444d2y3y1826d 3.504.505.756.506.556.456.456.25 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 45 days: 4.00% (General: 3.50%) 46 to 179 days: 5.00% (General: 4.50%) 180 days to under 1 year: 6.25% (General: 5.75%) 1 to 2 years: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 444 days · 444 Days: 7.05% (General: 6.55%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 6.95% (General: 6.45%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 to 5 years: 6.95% (General: 6.45%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 to 10 years: 6.75% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m6m1y444d2y3y1826d 4.005.006.257.007.056.956.956.75 Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7% 7 to 45 days: 4.00% (Senior: 4.00%) 46 to 179 days: 5.00% (Senior: 5.00%) 180 days to under 1 year: 6.25% (Senior: 6.25%) 1 to 2 years: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 444 days · 444 Days: 7.05% (Senior: 7.05%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 6.95% (Senior: 6.95%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 to 5 years: 6.95% (Senior: 6.95%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 to 10 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m6m1y444d2y3y1826d 4.005.006.257.007.056.956.956.75 Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 45 days
3.50% 4.00% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
46 to 179 days
4.50% 5.00% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
180 days to under 1 year
5.75% 6.25% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
1 to 2 years
6.50% 7.00% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
444 days
444 Days
6.55% 7.05% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
2 to 3 years
6.45% 6.95% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
3 to 5 years
6.45% 6.95% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
5 to 10 years
6.25% 6.75% Any amount
1 Apr 2026
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Source ↗

DDSCB Fixed Deposit: frequently asked questions

What is the highest DDSCB Fixed Deposit interest rate?

As of 5 Oct 2026, Daman & Diu State Co-operative Bank offers up to 6.55% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.05% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with DDSCB before investing.

What is the DDSCB 1 year FD interest rate?

As of 5 Oct 2026, Daman & Diu State Co-operative Bank offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at DDSCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Daman & Diu State Co-operative Bank, depending on the tenure.

Is my fixed deposit (FD) with DDSCB insured?

Deposits with Daman & Diu State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these DDSCB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official DDSCB website before investing.

Good to know

Deposits with Daman & Diu State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official DDSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.