As of 5 Oct 2026, Bihar Gramin Bank offers up to 6.50% p.a. on its fixed deposit (FD) (>2 years to 3 years) for general customers and 7.00% p.a. (>2 years to 3 years) for senior citizens. Rates below are as published by the bank — confirm with BGB before investing.
Estimate returns at BGB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 14 days |
3.50% | — | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
7–45 days |
3.50% | 3.50% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
15 to 29 days |
3.50% | — | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
30 to 45 days |
3.50% | — | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
46 to 90 days |
4.50% | 4.50% | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
46–90 days |
4.50% | 4.50% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
91 to 179 days |
4.50% | — | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
91–180 days |
5.00% | 5.00% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
180 days to 270 Days |
5.80% | — | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
181 days to < 1 year |
5.50% | 5.50% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
271 days to less than 1 year |
6.00% | — | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
1 year |
6.30% | 6.80% | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
>1 year to 2 years |
6.40% | 6.90% | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
1 year to < 2 years |
6.50% | 6.50% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
>2 years to 3 years |
6.50% | 7.00% | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
2 years to < 3 years |
6.25% | 6.25% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
>3 years to 5 years |
6.40% | 6.90% | Below ₹1 crore | 22 Sept 2026 |
official fetched 22 Sept 2026 |
|
3 years to < 5 years |
6.25% | 6.25% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
Above 5 years to 10 years |
6.05% | 6.55% | Below ₹1 crore | 22 Sept 2026 |
||
5 years to 10 years |
6.00% | 6.55% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
As of 5 Oct 2026, Bihar Gramin Bank offers up to 6.50% p.a. on its fixed deposit (FD) (>2 years to 3 years) for general customers and 7.00% p.a. (>2 years to 3 years) for senior citizens. Rates below are as published by the bank — confirm with BGB before investing.
As of 5 Oct 2026, Bihar Gramin Bank offers 6.50% p.a. on a 1-year FD for general customers and 6.90% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.55% p.a. more than general customers at Bihar Gramin Bank, depending on the tenure.
Deposits with Bihar Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 22 Sept 2026. Rates can change without notice, so verify on the official BGB website before investing.
Deposits with Bihar Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official BGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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