Unjha Nagarik Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Unjha Nagarik Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
From 07 Days To 29 Days |
4.00% | 4.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
From 30 Days To 90 Days |
4.25% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
From 91 Days To 180 Days |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
From 181 Days To 1 Year |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
From 1 Year To 2 Year |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
From 2 Year To 3 year |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
From 3 Year To 4 year |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Unjha Nagarik Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Unjha Nagarik Bank Fixed Deposit: frequently asked questions
What is the highest Unjha Nagarik Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Unjha Nagarik Sahakari Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (From 3 Year To 4 year) for general customers and 8.00% p.a. (From 3 Year To 4 year) for senior citizens. Rates below are as published by the bank. Confirm with Unjha Nagarik Bank before investing.
What is the Unjha Nagarik Bank 1-year FD interest rate?
As of 14 Nov 2026, Unjha Nagarik Sahakari Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Unjha Nagarik Bank 2-year FD interest rate?
As of 14 Nov 2026, Unjha Nagarik Sahakari Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Unjha Nagarik Bank 3-year FD interest rate?
As of 14 Nov 2026, Unjha Nagarik Sahakari Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Unjha Nagarik Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Unjha Nagarik Sahakari Bank Ltd., depending on the tenure.
When did Unjha Nagarik Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Unjha Nagarik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Unjha Nagarik Bank offer?
Unjha Nagarik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “From 07 Days To 29 Days” to “From 3 Year To 4 year”.
Does Unjha Nagarik Bank pay more than the Post Office Time Deposit?
Unjha Nagarik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 3 of 3 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.50% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Unjha Nagarik Bank's 1-year FD rate rank?
Unjha Nagarik Sahakari Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Unjha Nagarik Bank insured?
Deposits with Unjha Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Unjha Nagarik Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Unjha Nagarik Bank website before investing.
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Good to know
- Deposits with Unjha Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Unjha Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Unjha Nagarik Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Unjha Nagarik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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