Rates verified from official source

Teachers' Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Teachers' Co-op Bank, Udupi's best Fixed Deposit rate is 8.25% (444 days), 1.25 points below the best on the market (9.50%).

  • Seniors: up to 8.60% (444 days), 0.35 points above the general rate for that tenure.

What will my FD earn at Teachers' Co-op Bank, Udupi?

Estimated value after 1 year · before tax ₹5,38,568 7.50% p.a. · ₹38,568 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
30 TO 90 DAYS
4.25% 4.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
91 TO 180 DAYS
5.00% 5.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
181 TO 364 DAYS
6.25% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
1 YEARS
to 2 YEARS
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
444 days
Akshaya Deposit
8.25% 8.60% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 10 Nov 2026
540 days
Shikshak Ujwal Fixed Deposit
8.10% 8.30% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 10 Nov 2026
2 YEARS
to 3 YEARS
7.00% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
ABOVE 3 YEARS
6.25% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026

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Teachers' Co-op Bank, Udupi FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.50%
Before you book

Teachers' Co-op Bank, Udupi Fixed Deposit: frequently asked questions

What is the highest Teachers' Co-op Bank, Udupi Fixed Deposit interest rate?

As of 14 Nov 2026, Teachers' Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (444 days) for general customers and 8.60% p.a. (444 days) for senior citizens. Rates below are as published by the bank. Confirm with Teachers' Co-op Bank, Udupi before investing.

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What is the Teachers' Co-op Bank, Udupi 1-year FD interest rate?

As of 14 Nov 2026, Teachers' Co-operative Bank Ltd. offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Teachers' Co-op Bank, Udupi 2-year FD interest rate?

As of 14 Nov 2026, Teachers' Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Teachers' Co-op Bank, Udupi 3-year FD interest rate?

As of 14 Nov 2026, Teachers' Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Teachers' Co-op Bank, Udupi 5-year FD interest rate?

As of 14 Nov 2026, Teachers' Co-operative Bank Ltd. offers 6.25% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Teachers' Co-op Bank, Udupi?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Teachers' Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Teachers' Co-op Bank, Udupi last change its Fixed Deposit rates?

RateScan.in has recorded no change to Teachers' Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

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What fixed deposit (FD) tenures does Teachers' Co-op Bank, Udupi offer?

Teachers' Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “30 TO 90 DAYS” to “ABOVE 3 YEARS”.

Does Teachers' Co-op Bank, Udupi have special fixed deposit (FD) schemes?

Teachers' Co-operative Bank Ltd.'s rate table lists these named schemes (2): Akshaya Deposit; Shikshak Ujwal Fixed Deposit. Check eligibility and end dates with the bank.

Does Teachers' Co-op Bank, Udupi pay more than the Post Office Time Deposit?

Teachers' Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Teachers' Co-op Bank, Udupi's 1-year FD rate rank?

Teachers' Co-operative Bank Ltd.'s 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Teachers' Co-op Bank, Udupi insured?

Deposits with Teachers' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Teachers' Co-op Bank, Udupi rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Teachers' Co-op Bank, Udupi website before investing.

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Good to know

  • Deposits with Teachers' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Teachers' Co-op Bank, Udupi is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Teachers' Co-op Bank, Udupi, depending on the tenure.
  • Teachers' Co-op Bank, Udupi's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Teachers' Co-op Bank, Udupi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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