The Ghatal Peoples' Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Ghatal Peoples Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
31 days to 45 days |
3.25% | 3.50% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 days to 60 days |
4.00% | 4.30% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
61 days to 90 days |
4.25% | 4.55% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 120 days |
4.50% | 5.00% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
180 days to 364 days |
4.75% | 5.25% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 year to 2 years |
7.75% | 8.25% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 2 years to 3 years |
7.50% | 8.00% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 3 years to 5 years |
7.25% | 7.75% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 5 years |
6.50% | 7.00% | Any amount | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Compare Ghatal Peoples Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Ghatal Peoples Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.75%Before you book
Ghatal Peoples Bank Fixed Deposit: frequently asked questions
What is the highest Ghatal Peoples Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Ghatal Peoples' Co-operative Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (1 year to 2 years) for general customers and 8.25% p.a. (1 year to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Ghatal Peoples Bank before investing.
What is the Ghatal Peoples Bank 1-year FD interest rate?
As of 14 Nov 2026, The Ghatal Peoples' Co-operative Bank Ltd. offers 7.75% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ghatal Peoples Bank 2-year FD interest rate?
As of 14 Nov 2026, The Ghatal Peoples' Co-operative Bank Ltd. offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ghatal Peoples Bank 3-year FD interest rate?
As of 14 Nov 2026, The Ghatal Peoples' Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ghatal Peoples Bank 5-year FD interest rate?
As of 14 Nov 2026, The Ghatal Peoples' Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 May 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ghatal Peoples Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Ghatal Peoples' Co-operative Bank Ltd., depending on the tenure.
When did Ghatal Peoples Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Ghatal Peoples' Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Ghatal Peoples Bank offer?
The Ghatal Peoples' Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “31 days to 45 days” to “Above 5 years”.
Does Ghatal Peoples Bank pay more than the Post Office Time Deposit?
The Ghatal Peoples' Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Ghatal Peoples Bank's 1-year FD rate rank?
The Ghatal Peoples' Co-operative Bank Ltd.'s 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ghatal Peoples Bank insured?
Deposits with The Ghatal Peoples' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ghatal Peoples Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 May 2024. Rates can change without notice, so verify on the official Ghatal Peoples Bank website before investing.
More Ghatal Peoples Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Ghatal Peoples Bank with similar banks
Next banks down at 1 year
Best FD rates among urban co-operative banks → Best FD rates in West Bengal →
Good to know
- Deposits with The Ghatal Peoples' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ghatal Peoples Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ghatal Peoples Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Ghatal Peoples Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.