Rates verified from official source

Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga Fixed Deposit interest rates · November 2026

Sahyadri Mahila Bank's best Fixed Deposit rate is 8.00% (1096 days and above), 2.00 points below the best on the market (10.00%).

  • Seniors: up to 8.50% (1096 days and above), 0.50 points above the general rate for that tenure.

What will my FD earn at Sahyadri Mahila Bank?

Estimated value after 1 year · before tax ₹5,38,568 7.50% p.a. · ₹38,568 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 90 days
3.00% 3.50% Any amount
17 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
91 days to
180 days
4.00% 4.50% Any amount
17 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 days
to 364 days
5.00% 5.50% Any amount
17 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
365 days
to 730 days
7.50% 8.00% Any amount
17 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
731 days to
1095 days
7.75% 8.25% Any amount
17 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
1096 days
and above
8.00% 8.50% Any amount
17 Apr 2026
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Sahyadri Mahila Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.50%
Before you book

Sahyadri Mahila Bank Fixed Deposit: frequently asked questions

What is the highest Sahyadri Mahila Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga offers up to 8.00% p.a. on its fixed deposit (FD) (1096 days and above) for general customers and 8.50% p.a. (1096 days and above) for senior citizens. Rates below are as published by the bank. Confirm with Sahyadri Mahila Bank before investing.

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What is the Sahyadri Mahila Bank 1-year FD interest rate?

As of 14 Nov 2026, Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sahyadri Mahila Bank 2-year FD interest rate?

As of 14 Nov 2026, Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sahyadri Mahila Bank 3-year FD interest rate?

As of 14 Nov 2026, Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sahyadri Mahila Bank 5-year FD interest rate?

As of 14 Nov 2026, Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Sahyadri Mahila Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga, depending on the tenure.

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When did Sahyadri Mahila Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Sahyadri Mahila Bank offer?

Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga's published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 90 days” to “1096 days and above”.

Does Sahyadri Mahila Bank pay more than the Post Office Time Deposit?

Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Sahyadri Mahila Bank's 1-year FD rate rank?

Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Sahyadri Mahila Bank insured?

Deposits with Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Sahyadri Mahila Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 17 Apr 2026. Rates can change without notice, so verify on the official Sahyadri Mahila Bank website before investing.

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Good to know

  • Deposits with Sahyadri Mahila Urban Co-operative Bank Ltd., Shivamogga are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Sahyadri Mahila Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sahyadri Mahila Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Sahyadri Mahila Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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