Bhagini Nivedita Sahakari Bank Ltd., Pune Fixed Deposit interest rates · November 2026
What will my FD earn at Bhagini Nivedita Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 29 Days |
2.75% | 2.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
30 Days to 90 Days |
4.00% | 4.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 Days to 180 Days |
4.25% | 4.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days to 364 Days |
4.50% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
12 Months to 36 Months |
6.15% | 6.40% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
400 days |
6.40% | 6.40% | ₹1 crore and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 36 Months to 60 Months |
6.00% | 6.30% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 60 Months to 120 Months |
5.90% | 6.20% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Bhagini Nivedita Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.15%- single deposit account of ₹1 crore and above
Before you book
Bhagini Nivedita Bank Fixed Deposit: frequently asked questions
What is the highest Bhagini Nivedita Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Bhagini Nivedita Sahakari Bank Ltd., Pune offers up to 6.15% p.a. on its fixed deposit (FD) (12 Months to 36 Months) for general customers and 6.40% p.a. (12 Months to 36 Months) for senior citizens. Rates below are as published by the bank. Confirm with Bhagini Nivedita Bank before investing.
What is the Bhagini Nivedita Bank 1-year FD interest rate?
As of 14 Nov 2026, Bhagini Nivedita Sahakari Bank Ltd., Pune offers 6.15% p.a. on a 1-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhagini Nivedita Bank 2-year FD interest rate?
As of 14 Nov 2026, Bhagini Nivedita Sahakari Bank Ltd., Pune offers 6.15% p.a. on a 2-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhagini Nivedita Bank 3-year FD interest rate?
As of 14 Nov 2026, Bhagini Nivedita Sahakari Bank Ltd., Pune offers 6.15% p.a. on a 3-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhagini Nivedita Bank 5-year FD interest rate?
As of 14 Nov 2026, Bhagini Nivedita Sahakari Bank Ltd., Pune offers 6.00% p.a. on a 5-year FD for general customers and 6.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bhagini Nivedita Bank?
Yes. Senior citizens (60+) earn up to 0.30% p.a. more than general customers at Bhagini Nivedita Sahakari Bank Ltd., Pune, depending on the tenure.
When did Bhagini Nivedita Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bhagini Nivedita Sahakari Bank Ltd., Pune's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Bhagini Nivedita Bank offer?
Bhagini Nivedita Sahakari Bank Ltd., Pune's published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 29 Days” to “Above 60 Months to 120 Months”.
Does Bhagini Nivedita Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Bhagini Nivedita Sahakari Bank Ltd., Pune's table lists separate bands: Any amount; ₹1 crore and above. Each row shows the band it applies to.
Does Bhagini Nivedita Bank pay more than the Post Office Time Deposit?
Bhagini Nivedita Sahakari Bank Ltd., Pune pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.15% (PO 6.90%), 2y 6.15% (PO 7.00%), 3y 6.15% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bhagini Nivedita Bank's 1-year FD rate rank?
Bhagini Nivedita Sahakari Bank Ltd., Pune's 1-year general FD rate of 6.15% ranks #802 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bhagini Nivedita Bank insured?
Deposits with Bhagini Nivedita Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bhagini Nivedita Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Bhagini Nivedita Bank website before investing.
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Good to know
- Deposits with Bhagini Nivedita Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bhagini Nivedita Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.30% p.a. more than general customers at Bhagini Nivedita Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Bhagini Nivedita Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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