Rates verified from official source

The Ambala Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Ambala CCB's best Fixed Deposit rate is 5.75% (5 years to 10 years), 4.25 points below the best on the market (10.00%).

  • Seniors: up to 6.50% (5 years to 10 years), 0.75 points above the general rate for that tenure.

What will my FD earn at Ambala CCB?

Estimated value after 1 year · before tax ₹5,27,031 5.30% p.a. · ₹27,031 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 30 days
2 slabs at this rate
3.50% 4.00% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
31 days
to 45 days
3.75% 4.25% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
46 days
to 90 days
4.00% 4.50% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
91 days to
179 days
4.50% 5.00% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
180 days to
less than 1 year
5.20% 5.70% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 year to less
than 2 years
5.30% 5.80% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
2 years to
less than 3 years
5.60% 6.10% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
3 years to
less than 4 years
5.65% 6.15% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
4 years to
less than 5 years
5.70% 6.20% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
5 years to
10 years
5.75% 6.50% Any amount
1 Jun 2022
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Ambala CCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.30%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); letter ACS/2362-96 dated 30.05.22: revised rates on term deposits w.e.f. 01.06.2022 (the 'Revised Rate' column; handwritten margin notes are not read)
Before you book

Ambala CCB Fixed Deposit: frequently asked questions

What is the highest Ambala CCB Fixed Deposit interest rate?

As of 14 Nov 2026, The Ambala Central Co-operative Bank Ltd. offers up to 5.75% p.a. on its fixed deposit (FD) (5 years to 10 years) for general customers and 6.50% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Ambala CCB before investing.

See today's top interest rates →

What is the Ambala CCB 1-year FD interest rate?

As of 14 Nov 2026, The Ambala Central Co-operative Bank Ltd. offers 5.30% p.a. on a 1-year FD for general customers and 5.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Ambala CCB 2-year FD interest rate?

As of 14 Nov 2026, The Ambala Central Co-operative Bank Ltd. offers 5.60% p.a. on a 2-year FD for general customers and 6.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Ambala CCB 3-year FD interest rate?

As of 14 Nov 2026, The Ambala Central Co-operative Bank Ltd. offers 5.65% p.a. on a 3-year FD for general customers and 6.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Ambala CCB 5-year FD interest rate?

As of 14 Nov 2026, The Ambala Central Co-operative Bank Ltd. offers 5.75% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Ambala CCB?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at The Ambala Central Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Ambala CCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Ambala Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Ambala CCB offer?

The Ambala Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 11 tenure bands, from “7 days to 14 days” to “5 years to 10 years”.

Does Ambala CCB pay more than the Post Office Time Deposit?

The Ambala Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.30% (PO 6.90%), 2y 5.60% (PO 7.00%), 3y 5.65% (PO 7.10%), 5y 5.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Ambala CCB's 1-year FD rate rank?

The Ambala Central Co-operative Bank Ltd.'s 1-year general FD rate of 5.30% ranks #973 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Ambala CCB insured?

Deposits with The Ambala Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Ambala CCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jun 2022. Rates can change without notice, so verify on the official Ambala CCB website before investing.

Rate movements →

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Good to know

  • Deposits with The Ambala Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Ambala CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Ambala CCB, depending on the tenure.

Informational only. Always confirm the current rate on the official Ambala CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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