The Lunawada People's Co-op Bank Ltd. Fixed Deposit interest rates · October 2026
Lunawada Peoples Bank's best Fixed Deposit rate is 7.25% (1 YEAR TO UNDER 2 YEARS), 1.00 points below the best on the market (8.25%).
- Seniors: up to 7.75% (1 YEAR TO UNDER 2 YEARS), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 TO 14 DAY |
4.00% | 4.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
15 TO 30 DAY |
4.00% | 4.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
31 TO 45 DAY |
4.50% | 4.50% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
46 DAY TO 180 DAY |
5.00% | 5.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 DAY TO UNDER 1 YEAR |
6.00% | 6.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 YEAR TO UNDER 2 YEARS |
7.25% | 7.75% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
2 YEARS TO UNDER 3 YEARS |
7.25% | 7.75% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
3 YEAR AND ABOVE |
7.25% | 7.75% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Lunawada Peoples Bank FD returns at a glance based on investment amount
| Deposit | ~1 year7.25% | ~3 years7.25% | ~5 years7.25% | ~10 years7.25% |
|---|---|---|---|---|
| ₹50,000 | ₹53,725₹302/mo | ₹62,027₹302/mo | ₹71,613₹302/mo | ₹1,02,569₹302/mo |
| ₹1 lakh | ₹1,07,450₹604/mo | ₹1,24,055₹604/mo | ₹1,43,226₹604/mo | ₹2,05,137₹604/mo |
| ₹2 lakh | ₹2,14,899₹1,208/mo | ₹2,48,109₹1,208/mo | ₹2,86,452₹1,208/mo | ₹4,10,274₹1,208/mo |
| ₹5 lakh | ₹5,37,248₹3,021/mo | ₹6,20,273₹3,021/mo | ₹7,16,130₹3,021/mo | ₹10,25,685₹3,021/mo |
| ₹10 lakh | ₹10,74,495₹6,042/mo | ₹12,40,547₹6,042/mo | ₹14,32,261₹6,042/mo | ₹20,51,370₹6,042/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Lunawada Peoples Bank Fixed Deposit rate changes
Changes to Lunawada Peoples Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Lunawada Peoples Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Lunawada Peoples Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Lunawada Peoples Bank Fixed Deposit: frequently asked questions
What is the highest Lunawada Peoples Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Lunawada People's Co-op Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (1 YEAR TO UNDER 2 YEARS) for general customers and 7.75% p.a. (1 YEAR TO UNDER 2 YEARS) for senior citizens. Rates below are as published by the bank — confirm with Lunawada Peoples Bank before investing.
What is the Lunawada Peoples Bank 1-year FD interest rate?
As of 22 Oct 2026, The Lunawada People's Co-op Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Lunawada Peoples Bank 2-year FD interest rate?
As of 22 Oct 2026, The Lunawada People's Co-op Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Lunawada Peoples Bank 3-year FD interest rate?
As of 22 Oct 2026, The Lunawada People's Co-op Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Lunawada Peoples Bank 5-year FD interest rate?
As of 22 Oct 2026, The Lunawada People's Co-op Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Lunawada Peoples Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Lunawada People's Co-op Bank Ltd., depending on the tenure.
When did Lunawada Peoples Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Lunawada People's Co-op Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Lunawada Peoples Bank offer?
The Lunawada People's Co-op Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 TO 14 DAY” to “3 YEAR AND ABOVE”.
Does Lunawada Peoples Bank pay more than the Post Office Time Deposit?
The Lunawada People's Co-op Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Lunawada Peoples Bank's 1-year FD rate rank?
The Lunawada People's Co-op Bank Ltd.'s 1-year general FD rate of 7.25% ranks #35 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Lunawada Peoples Bank insured?
Deposits with The Lunawada People's Co-op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Lunawada Peoples Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 22 Oct 2026. Rates can change without notice, so verify on the official Lunawada Peoples Bank website before investing.
More Lunawada Peoples Bank rates
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Lunawada People's Co-op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Lunawada Peoples Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Lunawada Peoples Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Lunawada Peoples Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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