As of 5 Oct 2026, Puducherry State Co-operative Bank offers up to 5.85% p.a. on its fixed deposit (FD) (2 to 3 years) for general customers. Rates below are as published by the bank — confirm with PSC Bank Puducherry before investing.
Estimate returns at PSC Bank Puducherry (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No separate Senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No super-senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
15 to 45 days |
3.50% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.00% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
4.50% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 270 days |
5.00% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 to 364 days |
5.00% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 to 2 years |
5.75% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 to 3 years |
5.85% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years and above |
5.65% | — | Any amount | 1 Jul 2021 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Puducherry State Co-operative Bank offers up to 5.85% p.a. on its fixed deposit (FD) (2 to 3 years) for general customers. Rates below are as published by the bank — confirm with PSC Bank Puducherry before investing.
As of 5 Oct 2026, Puducherry State Co-operative Bank offers 5.75% p.a. on a 1-year FD for general customers.
Puducherry State Co-operative Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Deposits with Puducherry State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jul 2021. Rates can change without notice, so verify on the official PSC Bank Puducherry website before investing.
Deposits with Puducherry State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official PSC Bank Puducherry website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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