Rates verified from official source

Jilla Sahakari Kendriya Bank Maryadit, Sagar Fixed Deposit interest rates · November 2026

JSKB Sagar's best Fixed Deposit rate is 7.25% (1 year to less than 3 years), 2.25 points below the best on the market (9.50%).

  • Seniors: up to 8.25% (1 year to less than 3 years), 1.00 points above the general rate for that tenure.

What will my FD earn at JSKB Sagar?

Estimated value after 1 year · before tax ₹5,37,248 7.25% p.a. · ₹37,248 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
5.50% 6.50% Any amount
9 Dec 2022
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
46 days
to 90 days
6.00% 7.00% Any amount
9 Dec 2022
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
91 days to
179 days
6.50% 7.50% Any amount
9 Dec 2022
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
180 days to
less than 1 year
6.75% 7.75% Any amount
9 Dec 2022
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
1 year to 3
years and above
2 slabs at this rate
7.25% 8.25% Any amount
9 Dec 2022
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026

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JSKB Sagar FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.25%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Hindi PDF (rates effective 09-12-2022)
Before you book

JSKB Sagar Fixed Deposit: frequently asked questions

What is the highest JSKB Sagar Fixed Deposit interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Sagar offers up to 7.25% p.a. on its fixed deposit (FD) (1 year to less than 3 years) for general customers and 8.25% p.a. (1 year to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with JSKB Sagar before investing.

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What is the JSKB Sagar 1-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Sagar offers 7.25% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the JSKB Sagar 2-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Sagar offers 7.25% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the JSKB Sagar 3-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Sagar offers 7.25% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the JSKB Sagar 5-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Sagar offers 7.25% p.a. on a 5-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at JSKB Sagar?

Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Jilla Sahakari Kendriya Bank Maryadit, Sagar, depending on the tenure.

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When did JSKB Sagar last change its Fixed Deposit rates?

RateScan.in has recorded no change to Jilla Sahakari Kendriya Bank Maryadit, Sagar's fixed deposit (FD) rates since it started tracking them on 11 Nov 2026.

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What fixed deposit (FD) tenures does JSKB Sagar offer?

Jilla Sahakari Kendriya Bank Maryadit, Sagar's published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 45 days” to “3 years and above”.

Does JSKB Sagar pay more than the Post Office Time Deposit?

Jilla Sahakari Kendriya Bank Maryadit, Sagar pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does JSKB Sagar's 1-year FD rate rank?

Jilla Sahakari Kendriya Bank Maryadit, Sagar's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with JSKB Sagar insured?

Deposits with Jilla Sahakari Kendriya Bank Maryadit, Sagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these JSKB Sagar rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 9 Dec 2022. Rates can change without notice, so verify on the official JSKB Sagar website before investing.

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Good to know

  • Deposits with Jilla Sahakari Kendriya Bank Maryadit, Sagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • JSKB Sagar is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at JSKB Sagar, depending on the tenure.

Informational only. Always confirm the current rate on the official JSKB Sagar website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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