Sarvodaya Nagarik Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026
Sarvodaya Nagarik Bank, Himatnagar's best Fixed Deposit rate is 5.75% (36 Months to 60 Months), 2.50 points below the best on the market (8.25%).
- Seniors: up to 6.00% (36 Months to 60 Months), 0.25 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 Days to 90 Days |
3.50% | 3.50% | Any amount | 17 Oct 2022 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 Days to 364 Days |
4.25% | 4.25% | Any amount | 17 Oct 2022 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
12 Months to 36 Months |
5.25% | 5.50% | Any amount | 17 Oct 2022 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
36 Months to 60 Months |
5.75% | 6.00% | Any amount | 17 Oct 2022 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Sarvodaya Nagarik Bank, Himatnagar FD returns at a glance based on investment amount
| Deposit | ~1 year5.25% | ~3 years5.75% | ~5 years5.75% |
|---|---|---|---|
| ₹50,000 | ₹52,677₹219/mo | ₹59,341₹240/mo | ₹66,518₹240/mo |
| ₹1 lakh | ₹1,05,354₹438/mo | ₹1,18,681₹479/mo | ₹1,33,036₹479/mo |
| ₹2 lakh | ₹2,10,709₹875/mo | ₹2,37,363₹958/mo | ₹2,66,073₹958/mo |
| ₹5 lakh | ₹5,26,771₹2,188/mo | ₹5,93,407₹2,396/mo | ₹6,65,182₹2,396/mo |
| ₹10 lakh | ₹10,53,543₹4,375/mo | ₹11,86,813₹4,792/mo | ₹13,30,365₹4,792/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Sarvodaya Nagarik Bank, Himatnagar FD returns with other banks
Add up to three banks, pick an amount and a tenure.
Loading comparison…
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Sarvodaya Nagarik Bank, Himatnagar Fixed Deposit rate changes
Changes to Sarvodaya Nagarik Bank, Himatnagar's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Sarvodaya Nagarik Bank, Himatnagar's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Sarvodaya Nagarik Bank, Himatnagar with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Sarvodaya Nagarik Bank, Himatnagar Fixed Deposit: frequently asked questions
What is the highest Sarvodaya Nagarik Bank, Himatnagar Fixed Deposit interest rate?
As of 22 Oct 2026, Sarvodaya Nagarik Sahakari Bank Ltd. offers up to 5.75% p.a. on its fixed deposit (FD) (36 Months to 60 Months) for general customers and 6.00% p.a. (36 Months to 60 Months) for senior citizens. Rates below are as published by the bank — confirm with Sarvodaya Nagarik Bank, Himatnagar before investing.
What is the Sarvodaya Nagarik Bank, Himatnagar 1-year FD interest rate?
As of 22 Oct 2026, Sarvodaya Nagarik Sahakari Bank Ltd. offers 5.25% p.a. on a 1-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Oct 2022 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Sarvodaya Nagarik Bank, Himatnagar 2-year FD interest rate?
As of 22 Oct 2026, Sarvodaya Nagarik Sahakari Bank Ltd. offers 5.25% p.a. on a 2-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Oct 2022 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Sarvodaya Nagarik Bank, Himatnagar 3-year FD interest rate?
As of 22 Oct 2026, Sarvodaya Nagarik Sahakari Bank Ltd. offers 5.75% p.a. on a 3-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Oct 2022 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Sarvodaya Nagarik Bank, Himatnagar 5-year FD interest rate?
As of 22 Oct 2026, Sarvodaya Nagarik Sahakari Bank Ltd. offers 5.75% p.a. on a 5-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Oct 2022 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sarvodaya Nagarik Bank, Himatnagar?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Sarvodaya Nagarik Sahakari Bank Ltd., depending on the tenure.
When did Sarvodaya Nagarik Bank, Himatnagar last change its Fixed Deposit rates?
RateScan.in has recorded no change to Sarvodaya Nagarik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Sarvodaya Nagarik Bank, Himatnagar offer?
Sarvodaya Nagarik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “15 Days to 90 Days” to “36 Months to 60 Months”.
Does Sarvodaya Nagarik Bank, Himatnagar pay more than the Post Office Time Deposit?
Sarvodaya Nagarik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.25% (PO 6.90%), 2y 5.25% (PO 7.00%), 3y 5.75% (PO 7.10%), 5y 5.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Sarvodaya Nagarik Bank, Himatnagar's 1-year FD rate rank?
Sarvodaya Nagarik Sahakari Bank Ltd.'s 1-year general FD rate of 5.25% ranks #337 of 353 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Sarvodaya Nagarik Bank, Himatnagar insured?
Deposits with Sarvodaya Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Sarvodaya Nagarik Bank, Himatnagar rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 17 Oct 2022. Rates can change without notice, so verify on the official Sarvodaya Nagarik Bank, Himatnagar website before investing.
More Sarvodaya Nagarik Bank, Himatnagar rates
Fixed Deposit rates at other banks
Higher 1 year Fixed Deposit rates than Sarvodaya Nagarik Bank, Himatnagar
146 banks serving Gujarat pay more. Top picks:
Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with Sarvodaya Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sarvodaya Nagarik Bank, Himatnagar is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Sarvodaya Nagarik Bank, Himatnagar, depending on the tenure.
Informational only — always confirm the current rate on the official Sarvodaya Nagarik Bank, Himatnagar website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.