As of 5 Oct 2026, Hamirpur District Co-operative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.35% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with Hamirpur DCB before investing.
Estimate returns at Hamirpur DCB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 45 days |
3.50% | 3.50% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.50% | 4.50% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
5.50% | 5.50% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
181 days to less than 1 year |
5.75% | 5.75% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.85% | 7.35% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
More than 1 to less than 2 years |
6.80% | 7.30% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
2 to less than 3 years |
6.75% | 7.25% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
3 to less than 5 years |
6.70% | 7.20% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
5 to 10 years |
6.70% | 7.20% | Any amount | 20 Feb 2023 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Hamirpur District Co-operative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.35% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with Hamirpur DCB before investing.
As of 5 Oct 2026, Hamirpur District Co-operative Bank Ltd. offers 6.85% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Hamirpur District Co-operative Bank Ltd., depending on the tenure.
Deposits with Hamirpur District Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 20 Feb 2023. Rates can change without notice, so verify on the official Hamirpur DCB website before investing.
Deposits with Hamirpur District Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Hamirpur DCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.