Rates verified from official source

The Kachchh District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Kachchh DCCB's best Fixed Deposit rate is 7.25% (1 Year to Less than 2 Years), 2.25 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (1 Year to Less than 2 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Kachchh DCCB?

Estimated value after 1 year · before tax ₹5,37,248 7.25% p.a. · ₹37,248 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 Days
to 45 Days
3.75% 4.25% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
46 Days
to 90 Days
5.00% 5.50% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
91 Days to
179 Days
5.50% 6.00% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
180 Days to
less than 1 Year
6.50% 7.00% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
1 Year to Less
than 2 Years
7.25% 7.75% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
555 Day
555-day Special
7.00% 7.50% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
2 Years to
Less than 3 Years
6.00% 6.50% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
Above 3 years
6.00% 6.50% Any amount
30 Jul 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026

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Kachchh DCCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.25%
Before you book

Kachchh DCCB Fixed Deposit: frequently asked questions

What is the highest Kachchh DCCB Fixed Deposit interest rate?

As of 14 Nov 2026, The Kachchh District Central Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (1 Year to Less than 2 Years) for general customers and 7.75% p.a. (1 Year to Less than 2 Years) for senior citizens. Rates below are as published by the bank. Confirm with Kachchh DCCB before investing.

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What is the Kachchh DCCB 1-year FD interest rate?

As of 14 Nov 2026, The Kachchh District Central Co-operative Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kachchh DCCB 2-year FD interest rate?

As of 14 Nov 2026, The Kachchh District Central Co-operative Bank Ltd. offers 6.00% p.a. on a 2-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kachchh DCCB 5-year FD interest rate?

As of 14 Nov 2026, The Kachchh District Central Co-operative Bank Ltd. offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Kachchh DCCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kachchh District Central Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Kachchh DCCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Kachchh District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 28 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Kachchh DCCB offer?

The Kachchh District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 Days to 45 Days” to “Above 3 years”.

Does Kachchh DCCB have special fixed deposit (FD) schemes?

The Kachchh District Central Co-operative Bank Ltd.'s rate table lists these named schemes (1): 555-day Special. Check eligibility and end dates with the bank.

Does Kachchh DCCB pay more than the Post Office Time Deposit?

The Kachchh District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 3 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 6.00% (PO 7.00%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Kachchh DCCB's 1-year FD rate rank?

The Kachchh District Central Co-operative Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Kachchh DCCB insured?

Deposits with The Kachchh District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Kachchh DCCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 30 Jul 2025. Rates can change without notice, so verify on the official Kachchh DCCB website before investing.

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Good to know

  • Deposits with The Kachchh District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Kachchh DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kachchh DCCB, depending on the tenure.
  • Kachchh DCCB's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Kachchh DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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