As of 5 Oct 2026, South Indian Bank offers up to 6.80% p.a. on its fixed deposit (FD) (2 years to < 3 years) for general customers and 7.30% p.a. (2 years to < 3 years) for senior citizens. Rates below are as published by the bank — confirm with South Indian before investing.
Estimate returns at South Indian (quarterly compounding)
Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Super Sr. | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|---|
7–45 days |
3.20% | 3.70% | 3.80% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
7–45 days |
3.05% | 3.70% | 3.80% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
|
46–90 days |
4.15% | 4.65% | 4.75% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
46–90 days |
3.95% | 4.65% | 4.75% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
|
91–180 days |
5.15% | 5.65% | 5.75% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
91–180 days |
4.95% | 5.65% | 5.75% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
|
181 days to < 1 year |
6.05% | 6.55% | 6.65% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
181 days to < 1 year |
5.85% | 6.55% | 6.65% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
|
1 year to < 2 years |
6.35% | 6.85% | 6.95% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
1 year to < 2 years |
6.15% | 6.85% | 6.95% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
|
2 years to < 3 years |
6.80% | 7.30% | 7.40% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
2 years to < 3 years |
6.60% | 7.30% | 7.40% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
|
3 years to < 5 years |
6.20% | 6.70% | 6.80% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
3 years to < 5 years |
6.00% | 6.70% | 6.80% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
|
5 years to 10 years |
5.70% | 6.20% | 6.30% | Below ₹3 crore (retail) | 21 Sept 2026 |
aggregator sourced from third-party |
|
5 years to 10 years |
5.50% | 6.20% | 6.30% | ₹3 crore & above (bulk) | 21 Sept 2026 |
aggregator sourced from third-party |
As of 5 Oct 2026, South Indian Bank offers up to 6.80% p.a. on its fixed deposit (FD) (2 years to < 3 years) for general customers and 7.30% p.a. (2 years to < 3 years) for senior citizens. Rates below are as published by the bank — confirm with South Indian before investing.
As of 5 Oct 2026, South Indian Bank offers 6.35% p.a. on a 1-year FD for general customers and 6.85% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.70% p.a. more than general customers at South Indian Bank, depending on the tenure.
Deposits with South Indian Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 21 Sept 2026. Rates can change without notice, so verify on the official South Indian website before investing.
Deposits with South Indian Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official South Indian website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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