Rates verified from official source

Axis Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Axis Bank offers up to 6.50% p.a. on its fixed deposit (FD) (18 Months < 2 years) for general customers and 7.25% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank — confirm with Axis before investing.

Maturity calculator

Estimate returns at Axis (quarterly compounding)

₹
—

Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 – 14 days: 3.00% 15 – 29 days: 3.00% 30 – 45 days: 3.25% 46 – 60 days: 4.00% 61 days - 87 days: 4.75% 88 days – 3 months 24 days: 5.00% 3 months 25 days < 4 months: 5.00% 4 months < 6 months: 5.00% 6 months < 9 months: 5.50% 9 months < 1 year: 5.75% 1 year – 1 year 10 days: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 year 11 days < 13 months: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 13 months < 15 months: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 15 months < 18 months: 6.45% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 18 Months < 2 years: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years < 3 years: 6.50% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years < 5 years: 6.50% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m3m4m6m9m1y1y390d450d540d2y3y5y General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 – 14 days: 3.50% (General: 3.00%) 15 – 29 days: 3.50% (General: 3.00%) 30 – 45 days: 3.75% (General: 3.25%) 46 – 60 days: 4.50% (General: 4.00%) 61 days - 87 days: 5.25% (General: 4.75%) 88 days – 3 months 24 days: 5.50% (General: 5.00%) 3 months 25 days < 4 months: 5.50% (General: 5.00%) 4 months < 6 months: 5.50% (General: 5.00%) 6 months < 9 months: 6.00% (General: 5.50%) 9 months < 1 year: 6.25% (General: 5.75%) 1 year – 1 year 10 days: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 year 11 days < 13 months: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 13 months < 15 months: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 15 months < 18 months: 6.95% (General: 6.45%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 18 Months < 2 years: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years < 3 years: 7.00% (General: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years < 5 years: 7.00% (General: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 7.25% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m3m4m6m9m1y1y390d450d540d2y3y5y Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 – 14 days: 3.50% (Senior: 3.50%) 15 – 29 days: 3.50% (Senior: 3.50%) 30 – 45 days: 3.75% (Senior: 3.75%) 46 – 60 days: 4.50% (Senior: 4.50%) 61 days - 87 days: 5.25% (Senior: 5.25%) 88 days – 3 months 24 days: 5.50% (Senior: 5.50%) 3 months 25 days < 4 months: 5.50% (Senior: 5.50%) 4 months < 6 months: 5.50% (Senior: 5.50%) 6 months < 9 months: 6.00% (Senior: 6.00%) 9 months < 1 year: 6.25% (Senior: 6.25%) 1 year – 1 year 10 days: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 year 11 days < 13 months: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 13 months < 15 months: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 15 months < 18 months: 6.95% (Senior: 6.95%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 18 Months < 2 years: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years < 3 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years < 5 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 7.25% (Senior: 7.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m3m4m6m9m1y1y390d450d540d2y3y5y Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 – 14 days
 3.00% 3.50% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
15 – 29 days
 3.00% 3.50% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
30 – 45 days
 3.25% 3.75% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
46 – 60 days
 4.00% 4.50% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
61 days - 87 days
 4.75% 5.25% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
88 days – 3 months 24 days
 5.00% 5.50% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
3 months 25 days < 4 months
 5.00% 5.50% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
4 months < 6 months
 5.00% 5.50% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
6 months < 9 months
 5.50% 6.00% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
9 months < 1 year
 5.75% 6.25% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
1 year – 1 year 10 days
 6.25% 6.75% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
1 year 11 days < 13 months
 6.25% 6.75% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
13 months < 15 months
 6.25% 6.75% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
15 months < 18 months
 6.45% 6.95% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
18 Months < 2 years
 6.50% 7.00% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
2 years < 3 years
 6.50% 7.00% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
3 years < 5 years
 6.50% 7.00% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
5 years to 10 years
 6.50% 7.25% Below ₹3 crore
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
Source ↗

Axis Fixed Deposit: frequently asked questions

What is the highest Axis Fixed Deposit interest rate?

As of 5 Oct 2026, Axis Bank offers up to 6.50% p.a. on its fixed deposit (FD) (18 Months < 2 years) for general customers and 7.25% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank — confirm with Axis before investing.

What is the Axis 1 year FD interest rate?

As of 5 Oct 2026, Axis Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Axis?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Axis Bank, depending on the tenure.

Is my fixed deposit (FD) with Axis insured?

Deposits with Axis Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Axis rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 30 Sept 2026. Rates can change without notice, so verify on the official Axis website before investing.

More Axis rates

Axis overviewAxis Recurring Deposit ratesAxis NRE FD ratesAxis FCNR(B) rates

Fixed Deposit rates at other banks

Sangli DCCB Fixed Deposit ratesSuryoday Fixed Deposit ratesChitradurga DCC Fixed Deposit ratesKCDCCB Fixed Deposit ratesUtkarsh Fixed Deposit ratesSrikakulam DCCB Fixed Deposit ratesWarangal DCCB Fixed Deposit ratesJSKB Dewas Fixed Deposit ratesJSKB Jhabua Fixed Deposit ratesKhammam DCCB Fixed Deposit ratesBest Fixed Deposit rates across all banks

Compare Axis with other banks

See Axis FD rates side by side against India's top banks.

Axis vs SBIAxis vs PNBAxis vs BoBAxis vs CanaraAxis vs UnionAxis vs BoIAxis vs HDFCAxis vs ICICIAxis vs KotakAxis vs IndusIndAxis vs YesAxis vs IDFC FirstAxis vs FederalAxis vs BandhanAxis vs RBLAxis vs AUAxis vs EquitasAxis vs Ujjivan

Good to know

Deposits with Axis Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 30 Sept 2026 · Ingested 2 Oct 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official Axis website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.