The Jath Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Jath Urban Co-op Bank?
Showing 5 of 8 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
46 days to 180 days |
5.50% | 5.50% | Below ₹15 lakh | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 days to 365 days |
6.50% | 6.50% | Below ₹15 lakh | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 1 year to 2 years Below ₹15 lakh |
7.50% | 8.00% | Below ₹15 lakh | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 1 year to 2 years ₹15 lakh and above |
8.00% | – | ₹15 lakh and above | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 2 year to 3 years Below ₹15 lakh |
8.00% | 8.50% | Below ₹15 lakh | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 2 year to 3 years ₹15 lakh and above |
8.50% | – | ₹15 lakh and above | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
above 3 years Below ₹15 lakh |
8.25% | 8.75% | Below ₹15 lakh | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 3 years ₹15 lakh and above |
8.75% | – | ₹15 lakh and above | 30 May 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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Jath Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
Jath Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Jath Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Jath Urban Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (above 3 years) for general customers and 8.75% p.a. (above 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Jath Urban Co-op Bank before investing.
What is the Jath Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Jath Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jath Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Jath Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jath Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Jath Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jath Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Jath Urban Co-operative Bank Ltd. offers 8.25% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Jath Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Jath Urban Co-operative Bank Ltd., depending on the tenure.
When did Jath Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Jath Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Jath Urban Co-op Bank offer?
The Jath Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “46 days to 180 days” to “above 3 years”.
Does Jath Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Jath Urban Co-operative Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.
Does Jath Urban Co-op Bank pay more than the Post Office Time Deposit?
The Jath Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Jath Urban Co-op Bank's 1-year FD rate rank?
The Jath Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Jath Urban Co-op Bank insured?
Deposits with The Jath Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Jath Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 30 May 2025. Rates can change without notice, so verify on the official Jath Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Jath Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Jath Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jath Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Jath Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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