Pala Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Pala Urban Co-op Bank?
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
15 days to 45 days |
3.05% | 3.55% | 3.65% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 179 days |
5.05% | 5.55% | 5.65% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
180 days to 210 days |
5.80% | 6.30% | 6.40% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
211 days to 364 days |
6.05% | 6.55% | 6.65% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 year to less than 2 year |
6.25% | 6.75% | 6.85% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
2 year to less than 3 year |
6.45% | 6.95% | 7.05% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
3 year to less than 5 year |
6.30% | 6.80% | 6.90% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
5 years to 5 years |
6.05% | 7.05% | 7.15% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Pala Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Pala Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Pala Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Pala Urban Co-operative Bank Ltd. offers up to 6.45% p.a. on its fixed deposit (FD) (2 year to less than 3 year) for general customers and 7.05% p.a. (5 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Pala Urban Co-op Bank before investing.
What is the Pala Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Pala Urban Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Pala Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Pala Urban Co-operative Bank Ltd. offers 6.45% p.a. on a 2-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Pala Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Pala Urban Co-operative Bank Ltd. offers 6.30% p.a. on a 3-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Pala Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Pala Urban Co-operative Bank Ltd. offers 6.05% p.a. on a 5-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Pala Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Pala Urban Co-operative Bank Ltd., depending on the tenure.
When did Pala Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Pala Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Pala Urban Co-op Bank offer?
Pala Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 45 days” to “5 years to 5 years”.
Does Pala Urban Co-op Bank pay more than the Post Office Time Deposit?
Pala Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.45% (PO 7.00%), 3y 6.30% (PO 7.10%), 5y 6.05% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Pala Urban Co-op Bank's 1-year FD rate rank?
Pala Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Pala Urban Co-op Bank insured?
Deposits with Pala Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Pala Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Pala Urban Co-op Bank website before investing.
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Good to know
- Deposits with Pala Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Pala Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Pala Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Pala Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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