Rates verified from official source

The Wardha District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Wardha DCCB's best Fixed Deposit rate is 6.50% (Above 2 years to 3 years), 3.50 points below the best on the market (10.00%).

  • Seniors: up to 7.00% (Above 2 years to 3 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Wardha DCCB?

Estimated value after 366 days · before tax ₹5,32,080 6.25% p.a. · ₹32,080 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 60 days
3.50% – Any amount
1 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
61 days
to 90 days
4.50% – Any amount
1 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
180 days
5.00% – Any amount
1 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
181 days
to 364 days
5.75% – Any amount
1 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 1 year
to 2 years
6.25% 6.75% Any amount
1 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 2 years
to 3 years
6.50% 7.00% Any amount
1 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 3 years
6.25% 6.75% Any amount
1 Oct 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026

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Wardha DCCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

2 years

6.25%
Before you book

Wardha DCCB Fixed Deposit: frequently asked questions

What is the highest Wardha DCCB Fixed Deposit interest rate?

As of 14 Nov 2026, The Wardha District Central Co-operative Bank Ltd. offers up to 6.50% p.a. on its fixed deposit (FD) (Above 2 years to 3 years) for general customers and 7.00% p.a. (Above 2 years to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Wardha DCCB before investing.

See today's top interest rates →

What is the Wardha DCCB 2-year FD interest rate?

As of 14 Nov 2026, The Wardha District Central Co-operative Bank Ltd. offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Wardha DCCB 3-year FD interest rate?

As of 14 Nov 2026, The Wardha District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Wardha DCCB 5-year FD interest rate?

As of 14 Nov 2026, The Wardha District Central Co-operative Bank Ltd. offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Wardha DCCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Wardha District Central Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Wardha DCCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Wardha District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Wardha DCCB offer?

The Wardha District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 60 days” to “Above 3 years”.

Does Wardha DCCB pay more than the Post Office Time Deposit?

The Wardha District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.25% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

Is my fixed deposit (FD) with Wardha DCCB insured?

Deposits with The Wardha District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Wardha DCCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official Wardha DCCB website before investing.

Rate movements →

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Good to know

  • Deposits with The Wardha District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Wardha DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Wardha DCCB, depending on the tenure.

Informational only. Always confirm the current rate on the official Wardha DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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