Rates verified from official source

TJSB Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026

TJSB Bank's best Fixed Deposit rate is 7.05% (From 12 months to 24 months), 1.20 points below the best on the market (8.25%).

  • Seniors: up to 7.30% (From 12 months to 24 months), 0.25 points above the general rate for that tenure.
Deposit amount

Showing 8 of 28 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
Below ₹1 crore
 3.75% 3.75% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026
15 days
Below ₹1 crore
 4.75% 4.75% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026
16 days to 90 days
Below ₹1 crore
 4.50% 4.50% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026
91 days to 180 days
Below ₹1 crore
 4.75% 4.75% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026
181 days to less than 12 months
Below ₹1 crore
 6.00% 6.00% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026
From 12 months to 24 months
 7.05% 7.30% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026
Above 24 months to 36 months
Below ₹1 crore
 7.00% 7.25% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026
Above 36 months to 120 months
Below ₹1 crore
 6.65% 6.90% Below ₹1 crore
11 Oct 2026
official
fetched 20 Oct 2026
✓ verified 20 Oct 2026

TJSB Bank FD returns at a glance based on investment amount

Deposit~1 year7.05%~3 years7.00%~5 years6.65%~10 years6.65%
₹50,000₹53,619₹294/mo₹61,572₹292/mo₹69,532₹277/mo₹96,694₹277/mo
₹1 lakh₹1,07,239₹588/mo₹1,23,144₹583/mo₹1,39,064₹554/mo₹1,93,389₹554/mo
₹2 lakh₹2,14,477₹1,175/mo₹2,46,288₹1,167/mo₹2,78,129₹1,108/mo₹3,86,778₹1,108/mo
₹5 lakh₹5,36,193₹2,938/mo₹6,15,720₹2,917/mo₹6,95,322₹2,771/mo₹9,66,944₹2,771/mo
₹10 lakh₹10,72,386₹5,875/mo₹12,31,439₹5,833/mo₹13,90,643₹5,542/mo₹19,33,888₹5,542/mo

Illustrative · quarterly compounding · rates as of 20 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

Compare TJSB Bank Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when TJSB Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.

TJSB Bank

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  • Bank rate card valid 11 Oct 2026 to 20 Oct 2026

Chart shows the Below ₹1 crore rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7% 7d15d16d3m6m1y731d1096d 3.754.754.504.756.007.057.006.65 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Chart shows the Below ₹1 crore rates; other deposit amounts are in the table above.

Senior rate by tenure (% p.a.)

3%4%5%6%7% 7d15d16d3m6m1y731d1096d 3.754.754.504.756.007.307.256.90 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

Chart shows the Below ₹1 crore rates; other deposit amounts are in the table above.

Senior rate by tenure (% p.a.)

3%4%5%6%7% 7d15d16d3m6m1y731d1096d 3.754.754.504.756.007.307.256.90 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Higher 1 year Fixed Deposit rates than TJSB Bank

8 banks serving Maharashtra pay more. Top picks:

Co-operative Highest Sangli DCCB 8.25% +1.20% vs TJSB Bank Co-operative Kolhapur DCCB 7.50% +0.45% vs TJSB Bank Small Finance Suryoday 7.25% +0.20% vs TJSB Bank

See every higher rate in Maharashtra →

TJSB Bank Fixed Deposit rate changes

Changes to TJSB Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 20 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to TJSB Bank's fixed deposit (FD) rates has been recorded since tracking started on 20 Oct 2026.

Compare TJSB Bank with similar banks

Nearby banks paying a little more at 1 year

KAIJS Bank 7.10%Akhand Anand Bank 7.85%AU 7.10%

Banks with a similar rate at 1 year

Greater Bank 7.00%AMCO Bank 7.00%Akola Urban Bank 7.00%

Best FD rates among urban co-operative banks →

TJSB Bank Fixed Deposit: frequently asked questions

What is the highest TJSB Bank Fixed Deposit interest rate?

As of 20 Oct 2026, TJSB Sahakari Bank Ltd. offers up to 7.05% p.a. on its fixed deposit (FD) (From 12 months to 24 months) for general customers and 7.30% p.a. (From 12 months to 24 months) for senior citizens. Rates below are as published by the bank — confirm with TJSB Bank before investing.

See today's top interest rates →

What is the TJSB Bank 1-year FD interest rate?

As of 20 Oct 2026, TJSB Sahakari Bank Ltd. offers 7.05% p.a. on a 1-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Oct 2026 and was last verified 20 Oct 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the TJSB Bank 2-year FD interest rate?

As of 20 Oct 2026, TJSB Sahakari Bank Ltd. offers 7.05% p.a. on a 2-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Oct 2026 and was last verified 20 Oct 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the TJSB Bank 3-year FD interest rate?

As of 20 Oct 2026, TJSB Sahakari Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Oct 2026 and was last verified 20 Oct 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the TJSB Bank 5-year FD interest rate?

As of 20 Oct 2026, TJSB Sahakari Bank Ltd. offers 6.65% p.a. on a 5-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Oct 2026 and was last verified 20 Oct 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at TJSB Bank?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at TJSB Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did TJSB Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to TJSB Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 20 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does TJSB Bank offer?

TJSB Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 11 tenure bands, from “7 days to 14 days” to “Above 36 months to 120 months”.

Does TJSB Bank pay different fixed deposit (FD) rates by deposit size?

Yes. TJSB Sahakari Bank Ltd.'s table lists separate bands: Below ₹1 crore; ₹1 crore up to ₹45 crore; Above ₹45 crore. Each row shows the band it applies to.

Does TJSB Bank pay more than the Post Office Time Deposit?

TJSB Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.05% (PO 6.90%), 2y 7.05% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.65% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does TJSB Bank's 1-year FD rate rank?

TJSB Sahakari Bank Ltd.'s 1-year general FD rate of 7.05% ranks #51 of 251 banks on RateScan.in (as of 20 Oct 2026). The highest is Sangli DCCB at 8.25%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with TJSB Bank insured?

Deposits with TJSB Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these TJSB Bank rates?

RateScan.in refreshed this dataset on 20 Oct 2026; the bank's rates shown here are effective 11 Oct 2026. Rates can change without notice, so verify on the official TJSB Bank website before investing.

Rate movements →

More TJSB Bank rates

TJSB Bank overviewTJSB Bank Savings ratesTJSB Bank NRE FD rates

Fixed Deposit rates at other banks

Bapunagar Mahila Bank Fixed Deposit ratesSangli DCCB Fixed Deposit ratesSuryoday Fixed Deposit ratesChitradurga DCC Fixed Deposit ratesKCDCCB Fixed Deposit ratesUtkarsh Fixed Deposit ratesSrikakulam DCCB Fixed Deposit ratesWarangal DCCB Fixed Deposit ratesJSKB Dewas Fixed Deposit ratesJSKB Jhabua Fixed Deposit ratesBest Fixed Deposit rates across all banks

Good to know

  • Deposits with TJSB Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • TJSB Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at TJSB Bank, depending on the tenure.
official Effective 11 Oct 2026 · Ingested 20 Oct 2026 · Verified 20 Oct 2026 · View source

Informational only — always confirm the current rate on the official TJSB Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.