Padmavathi Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Padmavathi Co-op Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
46 days to 90 days |
4.00% | 4.00% | Any amount | 15 Jun 2022 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
91 days to 180 days |
4.50% | 4.50% | Any amount | 15 Jun 2022 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
181 days to 365 days |
5.50% | 5.50% | Any amount | 15 Jun 2022 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
Above 1 year to 2 years |
6.25% | 6.75% | Any amount | 15 Jun 2022 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
Above 2 years to 3 years |
6.75% | 7.25% | Any amount | 15 Jun 2022 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
Above 3 years to 5 years |
8.00% | 8.50% | Any amount | 15 Jun 2022 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
Above 5 years to 10 years |
7.75% | 8.25% | Any amount | 15 Jun 2022 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
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Padmavathi Co-op Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.50%Before you book
Padmavathi Co-op Urban Bank Fixed Deposit: frequently asked questions
What is the highest Padmavathi Co-op Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Padmavathi Co-operative Urban Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (Above 3 years to 5 years) for general customers and 8.50% p.a. (Above 3 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Padmavathi Co-op Urban Bank before investing.
What is the Padmavathi Co-op Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Padmavathi Co-operative Urban Bank Ltd. offers 5.50% p.a. on a 1-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Padmavathi Co-op Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Padmavathi Co-operative Urban Bank Ltd. offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Padmavathi Co-op Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Padmavathi Co-operative Urban Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Padmavathi Co-op Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Padmavathi Co-operative Urban Bank Ltd. offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jun 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Padmavathi Co-op Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Padmavathi Co-operative Urban Bank Ltd., depending on the tenure.
When did Padmavathi Co-op Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Padmavathi Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 11 Nov 2026.
What fixed deposit (FD) tenures does Padmavathi Co-op Urban Bank offer?
Padmavathi Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “46 days to 90 days” to “Above 5 years to 10 years”.
Does Padmavathi Co-op Urban Bank pay more than the Post Office Time Deposit?
Padmavathi Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Padmavathi Co-op Urban Bank's 1-year FD rate rank?
Padmavathi Co-operative Urban Bank Ltd.'s 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Padmavathi Co-op Urban Bank insured?
Deposits with Padmavathi Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Padmavathi Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Jun 2022. Rates can change without notice, so verify on the official Padmavathi Co-op Urban Bank website before investing.
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Good to know
- Deposits with Padmavathi Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Padmavathi Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Padmavathi Co-op Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Padmavathi Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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