Rates verified from official source

Mizoram Co-operative Apex Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Mizoram Co-operative Apex Bank offers up to 6.70% p.a. on its fixed deposit (FD) (442 days) for general customers and 7.20% p.a. (442 days) for senior citizens. Rates below are as published by the bank — confirm with Mizo Apex Bank before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 45 days: 3.15% 46 to 60 days: 5.15% 61 to 180 days: 5.15% 181 days to less than 1 year: 6.10% 1 to less than 2 years: 6.45% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 442 days · Sekibuhchhuak 442 Days: 6.70% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 to less than 3 years: 6.55% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 to less than 5 years: 6.45% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 to less than 8 years: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years and above: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m2m6m1y442d2y1096d1827d8y 3.155.155.156.106.456.706.556.456.256.25 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 45 days: 3.65% (General: 3.15%) 46 to 60 days: 5.65% (General: 5.15%) 61 to 180 days: 5.65% (General: 5.15%) 181 days to less than 1 year: 6.60% (General: 6.10%) 1 to less than 2 years: 6.95% (General: 6.45%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 442 days · Sekibuhchhuak 442 Days: 7.20% (General: 6.70%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to less than 3 years: 7.05% (General: 6.55%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 to less than 5 years: 6.95% (General: 6.45%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 to less than 8 years: 6.75% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years and above: 6.75% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m2m6m1y442d2y1096d1827d8y 3.655.655.656.606.957.207.056.956.756.75 Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 to 45 days: 3.65% (Senior: 3.65%) 46 to 60 days: 5.65% (Senior: 5.65%) 61 to 180 days: 5.65% (Senior: 5.65%) 181 days to less than 1 year: 6.60% (Senior: 6.60%) 1 to less than 2 years: 6.95% (Senior: 6.95%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 442 days · Sekibuhchhuak 442 Days: 7.20% (Senior: 7.20%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to less than 3 years: 7.05% (Senior: 7.05%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 to less than 5 years: 6.95% (Senior: 6.95%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 to less than 8 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years and above: 6.75% (Senior: 6.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m2m6m1y442d2y1096d1827d8y 3.655.655.656.606.957.207.056.956.756.75 Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 45 days
3.15% 3.65% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
46 to 60 days
5.15% 5.65% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
61 to 180 days
5.15% 5.65% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
181 days to less than 1 year
6.10% 6.60% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
1 to less than 2 years
6.45% 6.95% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
442 days
Sekibuhchhuak 442 Days
6.70% 7.20% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
2 to less than 3 years
6.55% 7.05% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
3 to less than 5 years
6.45% 6.95% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
5 to less than 8 years
6.25% 6.75% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
8 years and above
6.25% 6.75% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Mizo Apex Bank Fixed Deposit: frequently asked questions

What is the highest Mizo Apex Bank Fixed Deposit interest rate?

As of 5 Oct 2026, Mizoram Co-operative Apex Bank offers up to 6.70% p.a. on its fixed deposit (FD) (442 days) for general customers and 7.20% p.a. (442 days) for senior citizens. Rates below are as published by the bank — confirm with Mizo Apex Bank before investing.

What is the Mizo Apex Bank 1 year FD interest rate?

As of 5 Oct 2026, Mizoram Co-operative Apex Bank offers 6.45% p.a. on a 1-year FD for general customers and 6.95% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Mizo Apex Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizoram Co-operative Apex Bank, depending on the tenure.

Is my fixed deposit (FD) with Mizo Apex Bank insured?

Deposits with Mizoram Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Mizo Apex Bank rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official Mizo Apex Bank website before investing.

Good to know

Deposits with Mizoram Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Mizo Apex Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.