The Ahmednagar Merchants' Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Ahmednagar Merchants' Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.00% | 3.00% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
15 days to 90 days |
3.25% | 3.25% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 days to 180 days |
3.50% | 3.50% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 days to 1 year |
6.00% | 6.50% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 1 year to 2 years |
6.50% | 6.75% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 2 years to 3 years |
6.25% | 6.75% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 3 years to 5 years |
6.35% | 6.85% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 5 years |
5.25% | 5.25% | Any amount | 19 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Ahmednagar Merchants' Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the bulk (Rs 1 crore and above) addition and the reinvestment schemes in the notice are not ingested
Before you book
Ahmednagar Merchants' Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Ahmednagar Merchants' Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Ahmednagar Merchants' Co-operative Bank Ltd. offers up to 6.50% p.a. on its fixed deposit (FD) (above 1 year to 2 years) for general customers and 6.85% p.a. (above 3 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Ahmednagar Merchants' Co-op Bank before investing.
What is the Ahmednagar Merchants' Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Ahmednagar Merchants' Co-operative Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 19 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ahmednagar Merchants' Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Ahmednagar Merchants' Co-operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 19 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ahmednagar Merchants' Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Ahmednagar Merchants' Co-operative Bank Ltd. offers 6.25% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 19 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ahmednagar Merchants' Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Ahmednagar Merchants' Co-operative Bank Ltd. offers 6.35% p.a. on a 5-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 19 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ahmednagar Merchants' Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Ahmednagar Merchants' Co-operative Bank Ltd., depending on the tenure.
When did Ahmednagar Merchants' Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Ahmednagar Merchants' Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Ahmednagar Merchants' Co-op Bank offer?
The Ahmednagar Merchants' Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 14 days” to “above 5 years”.
Does Ahmednagar Merchants' Co-op Bank pay more than the Post Office Time Deposit?
The Ahmednagar Merchants' Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 6.35% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Ahmednagar Merchants' Co-op Bank's 1-year FD rate rank?
The Ahmednagar Merchants' Co-operative Bank Ltd.'s 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ahmednagar Merchants' Co-op Bank insured?
Deposits with The Ahmednagar Merchants' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ahmednagar Merchants' Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 19 Nov 2025. Rates can change without notice, so verify on the official Ahmednagar Merchants' Co-op Bank website before investing.
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Good to know
- Deposits with The Ahmednagar Merchants' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ahmednagar Merchants' Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ahmednagar Merchants' Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Ahmednagar Merchants' Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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