Rates verified from official source

The Women's Co-operative Bank Ltd., Panaji Fixed Deposit interest rates · November 2026

Women's Co-op Bank Panaji's best Fixed Deposit rate is 7.00% (Above 12 months upto 24 Months), 2.50 points below the best on the market (9.50%).

  • Seniors: up to 7.50% (Above 12 months upto 24 Months), 0.50 points above the general rate for that tenure.

What will my FD earn at Women's Co-op Bank Panaji?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days to 90 Days
3.00% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 Days to
180 Days
4.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
181 Days
to 9 Months
6.25% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
Above 9 months
upto 12 Months
6.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
Above 12 months
upto 24 Months
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
Above 24 Months
upto 36 Months
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
Above 3 Years
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Women's Co-op Bank Panaji FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
Before you book

Women's Co-op Bank Panaji Fixed Deposit: frequently asked questions

What is the highest Women's Co-op Bank Panaji Fixed Deposit interest rate?

As of 14 Nov 2026, The Women's Co-operative Bank Ltd., Panaji offers up to 7.00% p.a. on its fixed deposit (FD) (Above 12 months upto 24 Months) for general customers and 7.50% p.a. (Above 12 months upto 24 Months) for senior citizens. Rates below are as published by the bank. Confirm with Women's Co-op Bank Panaji before investing.

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What is the Women's Co-op Bank Panaji 1-year FD interest rate?

As of 14 Nov 2026, The Women's Co-operative Bank Ltd., Panaji offers 6.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Women's Co-op Bank Panaji 2-year FD interest rate?

As of 14 Nov 2026, The Women's Co-operative Bank Ltd., Panaji offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Women's Co-op Bank Panaji 3-year FD interest rate?

As of 14 Nov 2026, The Women's Co-operative Bank Ltd., Panaji offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Women's Co-op Bank Panaji 5-year FD interest rate?

As of 14 Nov 2026, The Women's Co-operative Bank Ltd., Panaji offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Women's Co-op Bank Panaji?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Women's Co-operative Bank Ltd., Panaji, depending on the tenure.

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When did Women's Co-op Bank Panaji last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Women's Co-operative Bank Ltd., Panaji's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

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What fixed deposit (FD) tenures does Women's Co-op Bank Panaji offer?

The Women's Co-operative Bank Ltd., Panaji's published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 90 Days” to “Above 3 Years”.

Does Women's Co-op Bank Panaji pay more than the Post Office Time Deposit?

The Women's Co-operative Bank Ltd., Panaji pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Women's Co-op Bank Panaji's 1-year FD rate rank?

The Women's Co-operative Bank Ltd., Panaji's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Women's Co-op Bank Panaji insured?

Deposits with The Women's Co-operative Bank Ltd., Panaji are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Women's Co-op Bank Panaji rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Women's Co-op Bank Panaji website before investing.

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Good to know

  • Deposits with The Women's Co-operative Bank Ltd., Panaji are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Women's Co-op Bank Panaji is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Women's Co-op Bank Panaji, depending on the tenure.

Informational only. Always confirm the current rate on the official Women's Co-op Bank Panaji website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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