Shiva Sahakari Bank Niyamitha, Shikaripur Fixed Deposit interest rates · November 2026
What will my FD earn at Shiva Bank Shikaripur?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 45 Days |
5.00% | 5.00% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 days to 90 Days |
5.25% | 5.25% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 180 Days |
5.70% | 5.75% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 269 Days |
6.00% | 6.00% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
270 days to 364 Days |
6.50% | 6.50% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 year to 2 years |
8.00% | 8.50% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
2 years to 10 years |
7.00% | 7.50% | Any amount | 1 Apr 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Shiva Bank Shikaripur FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.00%Before you book
Shiva Bank Shikaripur Fixed Deposit: frequently asked questions
What is the highest Shiva Bank Shikaripur Fixed Deposit interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha, Shikaripur offers up to 8.00% p.a. on its fixed deposit (FD) (1 year to 2 years) for general customers and 8.50% p.a. (1 year to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Shiva Bank Shikaripur before investing.
What is the Shiva Bank Shikaripur 1-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha, Shikaripur offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shiva Bank Shikaripur 2-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha, Shikaripur offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shiva Bank Shikaripur 3-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha, Shikaripur offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shiva Bank Shikaripur 5-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha, Shikaripur offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shiva Bank Shikaripur?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shiva Sahakari Bank Niyamitha, Shikaripur, depending on the tenure.
When did Shiva Bank Shikaripur last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shiva Sahakari Bank Niyamitha, Shikaripur's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Shiva Bank Shikaripur offer?
Shiva Sahakari Bank Niyamitha, Shikaripur's published fixed deposit (FD) rate table has 7 tenure bands, from “30 days to 45 Days” to “2 years to 10 years”.
Does Shiva Bank Shikaripur pay more than the Post Office Time Deposit?
Shiva Sahakari Bank Niyamitha, Shikaripur pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shiva Bank Shikaripur's 1-year FD rate rank?
Shiva Sahakari Bank Niyamitha, Shikaripur's 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shiva Bank Shikaripur insured?
Deposits with Shiva Sahakari Bank Niyamitha, Shikaripur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shiva Bank Shikaripur rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2024. Rates can change without notice, so verify on the official Shiva Bank Shikaripur website before investing.
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Good to know
- Deposits with Shiva Sahakari Bank Niyamitha, Shikaripur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shiva Bank Shikaripur is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shiva Bank Shikaripur, depending on the tenure.
Informational only. Always confirm the current rate on the official Shiva Bank Shikaripur website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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