The Chanasma Nagrik Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026
Chanasma Nagrik Bank's best Fixed Deposit rate is 7.00% (37 months to 60months), 1.25 points below the best on the market (8.25%).
- Seniors: up to 7.50% (37 months to 60months), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
07 day to 29 day |
4.00% | 4.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
30 days to 90 day |
4.50% | 4.50% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 days to 180 day |
5.50% | 5.50% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 days to 12 months |
6.00% | 6.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
13 months to 24 months |
6.50% | 7.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
25 months to 36 months |
6.85% | 7.35% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
37 months to 60months |
7.00% | 7.50% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Above 60 months |
6.50% | 7.00% | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Chanasma Nagrik Bank FD returns at a glance based on investment amount
| Deposit | ~1 year6.00% | ~3 years6.85% | ~5 years7.00% | ~10 years6.50% |
|---|---|---|---|---|
| ₹50,000 | ₹53,068₹250/mo | ₹61,300₹285/mo | ₹70,739₹292/mo | ₹95,278₹271/mo |
| ₹1 lakh | ₹1,06,136₹500/mo | ₹1,22,600₹571/mo | ₹1,41,478₹583/mo | ₹1,90,556₹542/mo |
| ₹2 lakh | ₹2,12,273₹1,000/mo | ₹2,45,201₹1,142/mo | ₹2,82,956₹1,167/mo | ₹3,81,112₹1,083/mo |
| ₹5 lakh | ₹5,30,682₹2,500/mo | ₹6,13,002₹2,854/mo | ₹7,07,389₹2,917/mo | ₹9,52,779₹2,708/mo |
| ₹10 lakh | ₹10,61,364₹5,000/mo | ₹12,26,004₹5,708/mo | ₹14,14,778₹5,833/mo | ₹19,05,559₹5,417/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Chanasma Nagrik Bank Fixed Deposit rate changes
Changes to Chanasma Nagrik Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Chanasma Nagrik Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Chanasma Nagrik Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Chanasma Nagrik Bank Fixed Deposit: frequently asked questions
What is the highest Chanasma Nagrik Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Chanasma Nagrik Sahakari Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (37 months to 60months) for general customers and 7.50% p.a. (37 months to 60months) for senior citizens. Rates below are as published by the bank — confirm with Chanasma Nagrik Bank before investing.
What is the Chanasma Nagrik Bank 1-year FD interest rate?
As of 22 Oct 2026, The Chanasma Nagrik Sahakari Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Chanasma Nagrik Bank 2-year FD interest rate?
As of 22 Oct 2026, The Chanasma Nagrik Sahakari Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Chanasma Nagrik Bank 3-year FD interest rate?
As of 22 Oct 2026, The Chanasma Nagrik Sahakari Bank Ltd. offers 6.85% p.a. on a 3-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Chanasma Nagrik Bank 5-year FD interest rate?
As of 22 Oct 2026, The Chanasma Nagrik Sahakari Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Chanasma Nagrik Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Chanasma Nagrik Sahakari Bank Ltd., depending on the tenure.
When did Chanasma Nagrik Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Chanasma Nagrik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Chanasma Nagrik Bank offer?
The Chanasma Nagrik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “07 day to 29 day” to “Above 60 months”.
Does Chanasma Nagrik Bank pay more than the Post Office Time Deposit?
The Chanasma Nagrik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.85% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Chanasma Nagrik Bank's 1-year FD rate rank?
The Chanasma Nagrik Sahakari Bank Ltd.'s 1-year general FD rate of 6.00% ranks #271 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Chanasma Nagrik Bank insured?
Deposits with The Chanasma Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Chanasma Nagrik Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 22 Oct 2026. Rates can change without notice, so verify on the official Chanasma Nagrik Bank website before investing.
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Chanasma Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Chanasma Nagrik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Chanasma Nagrik Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Chanasma Nagrik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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