Samruddhi Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Samruddhi Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
3.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 180 days |
3.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 364 days |
4.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1 year to 2 years |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 2 years to 3 years |
7.40% | 7.90% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 3 years to 10 years |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Samruddhi Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); rate card without a printed date; the 0.50% extra for bulk deposits of Rs. 15 lakh and above is not ingested
Before you book
Samruddhi Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Samruddhi Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Samruddhi Co-operative Bank Ltd. offers up to 7.40% p.a. on its fixed deposit (FD) (Above 2 years to 3 years) for general customers and 7.90% p.a. (Above 2 years to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Samruddhi Co-op Bank before investing.
What is the Samruddhi Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Samruddhi Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Samruddhi Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Samruddhi Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Samruddhi Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Samruddhi Co-operative Bank Ltd. offers 7.40% p.a. on a 3-year FD for general customers and 7.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Samruddhi Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Samruddhi Co-operative Bank Ltd. offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Samruddhi Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Samruddhi Co-operative Bank Ltd., depending on the tenure.
When did Samruddhi Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Samruddhi Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Samruddhi Co-op Bank offer?
Samruddhi Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 45 days” to “Above 3 years to 10 years”.
Does Samruddhi Co-op Bank pay more than the Post Office Time Deposit?
Samruddhi Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.40% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Samruddhi Co-op Bank's 1-year FD rate rank?
Samruddhi Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Samruddhi Co-op Bank insured?
Deposits with Samruddhi Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Samruddhi Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Samruddhi Co-op Bank website before investing.
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Good to know
- Deposits with Samruddhi Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Samruddhi Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Samruddhi Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Samruddhi Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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