Rates verified from official source

Shri Arihant Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Shri Arihant Co-op Bank's best Fixed Deposit rate is 7.45% (900 days), 2.55 points below the best on the market (10.00%).

  • Seniors: up to 7.70% (900 days), 0.25 points above the general rate for that tenure.

What will my FD earn at Shri Arihant Co-op Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding
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Deposit amount

Showing 11 of 33 rates.

TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
7 Days to 90 Days
Up to ₹1 crore
 4.50% 4.75% 5.50% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 Days to
180 Days
Up to ₹1 crore
 5.40% 5.65% 6.40% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
181 Days
to 364 Days
Up to ₹1 crore
 6.30% 6.55% 7.30% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
360 days
Arihant 360
Up to ₹1 crore
 6.50% 6.75% 7.50% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
12 Months
to 24 Months
Up to ₹1 crore
 7.00% 7.25% 8.00% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
540 days
Arihant 540
Up to ₹1 crore
 7.20% 7.45% 8.20% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
Above 24 Months
- 36 Months
Up to ₹1 crore
 7.25% 7.50% 8.25% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
900 days
Arihant 900
Up to ₹1 crore
 7.45% 7.70% 8.45% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
Above 36 Months
- 48 Months
Up to ₹1 crore
 7.00% 7.25% 8.00% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
Above 48 Months
- 60 Months
Up to ₹1 crore
 6.75% 7.00% 7.75% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
Above 60 Months
- 120 Months
Up to ₹1 crore
 6.50% 6.75% 7.50% Up to ₹1 crore
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
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Shri Arihant Co-op Bank FD return examples

Deposit1 year7.00%Highest rate3 years7.25%4 years7.00%10 years6.50%
₹50,000₹53,593₹3,593 a year₹292/mo★₹62,027₹3,725 a year₹302/mo₹65,996₹3,593 a year₹292/mo₹95,278₹3,330 a year₹271/mo
₹1 lakh₹1,07,186₹7,186 a year₹583/mo★₹1,24,055₹7,450 a year₹604/mo₹1,31,993₹7,186 a year₹583/mo₹1,90,556₹6,660 a year₹542/mo
₹2 lakh₹2,14,372₹14,372 a year₹1,167/mo★₹2,48,109₹14,899 a year₹1,208/mo₹2,63,986₹14,372 a year₹1,167/mo₹3,81,112₹13,320 a year₹1,083/mo
₹5 lakh₹5,35,930₹35,930 a year₹2,917/mo★₹6,20,273₹37,248 a year₹3,021/mo₹6,59,965₹35,930 a year₹2,917/mo₹9,52,779₹33,301 a year₹2,708/mo
₹10 lakh₹10,71,859₹71,859 a year₹5,833/mo★₹12,40,547₹74,495 a year₹6,042/mo₹13,19,929₹71,859 a year₹5,833/mo₹19,05,559₹66,602 a year₹5,417/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.00%
Compare 1 year rates → Estimate my return
Market rank & rate source

#295 of 1033

12 Months to 24 Months · Up to ₹1 crore

Official rate sheet ↗
See all published rates
Before you book

Shri Arihant Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Shri Arihant Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Shri Arihant Co-operative Bank Ltd. offers up to 7.45% p.a. on its fixed deposit (FD) (900 days) for general customers and 7.70% p.a. (900 days) for senior citizens. Rates below are as published by the bank. Confirm with Shri Arihant Co-op Bank before investing.

See today's top interest rates →

What is the Shri Arihant Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, Shri Arihant Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shri Arihant Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, Shri Arihant Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shri Arihant Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, Shri Arihant Co-operative Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shri Arihant Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, Shri Arihant Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Shri Arihant Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shri Arihant Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Shri Arihant Co-op Bank last change its Fixed Deposit rates?

Shri Arihant Co-operative Bank Ltd. last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 1 Nov 2026: the general rate for Above 36 Months - 48 Months · Up to ₹1 crore went from 7.25% to 7.00%. RateScan.in has tracked Shri Arihant Co-op Bank's rates since 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Shri Arihant Co-op Bank offer?

Shri Arihant Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 90 Days” to “Above 60 Months - 120 Months”.

Does Shri Arihant Co-op Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Shri Arihant Co-operative Bank Ltd.'s table lists separate bands: Up to ₹1 crore; Above ₹1 crore to ₹3 crore; Single deposit above ₹3 crore. Each row shows the band it applies to.

Does Shri Arihant Co-op Bank have special fixed deposit (FD) schemes?

Shri Arihant Co-operative Bank Ltd.'s rate table lists these named schemes (3): Arihant 360; Arihant 540; Arihant 900. Check eligibility and end dates with the bank.

Does Shri Arihant Co-op Bank pay more than the Post Office Time Deposit?

Shri Arihant Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Shri Arihant Co-op Bank's 1-year FD rate rank?

Shri Arihant Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Shri Arihant Co-op Bank insured?

Deposits with Shri Arihant Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Shri Arihant Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2026. Rates can change without notice, so verify on the official Shri Arihant Co-op Bank website before investing.

Rate movements →

More Shri Arihant Co-op Bank rates

Shri Arihant Co-op Bank overview

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Compare Shri Arihant Co-op Bank with similar banks

Nearby banks paying a little more at 1 year

Janalaxmi Bank 7.05%KAIJS Bank 7.10%SVC Bank 7.10%

Banks with a similar rate at 1 year

Greater Bank 7.00%Hutatma Sahakari Bank 7.00%Parshwanath Co-op Bank 7.00%

Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →

Good to know

  • Deposits with Shri Arihant Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Shri Arihant Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shri Arihant Co-op Bank, depending on the tenure.
  • Shri Arihant Co-op Bank's FD table includes 3 special schemes; check eligibility and end dates.
official Effective 1 Nov 2026 · Ingested 24 Oct 2026 · Verified 13 Nov 2026 · View source

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