Rates verified from official source

Uttarakhand Gramin Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Uttarakhand Gramin Bank offers up to 6.45% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 6.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with UKGB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

4%4.50%5%5.50%6%6.50%7%7.50% 7 days to 14 days: 4.50% 15 days to 28 days: 5.00% 29 days to 45 days: 5.00% 46 days to 90 days: 5.10% 91 days to 180 days: 5.10% 181 days to less than 1 year: 5.65% 1 year: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to less than 2 years: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.45% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.30% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.05% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d29d2m3m6m1y366d2y3y5y 4.505.005.005.105.105.656.256.256.456.306.05 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 days to 14 days: 4.50% (General: 3.05%) 15 days to 28 days: 5.00% (General: 3.05%) 29 days to 45 days: 5.00% (General: 3.05%) 46 days to 90 days: 5.10% (General: 4.90%) 91 days to 180 days: 5.10% (General: 4.90%) 181 days to less than 1 year: 6.15% (General: 5.65%) 1 year: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to less than 2 years: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.95% (General: 6.45%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.80% (General: 6.30%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.55% (General: 6.05%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d29d2m3m6m1y366d2y3y5y 4.505.005.005.105.106.156.756.756.956.806.55 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 days to 14 days: 4.50% (Senior: 3.05%) 15 days to 28 days: 5.00% (Senior: 3.05%) 29 days to 45 days: 5.00% (Senior: 3.05%) 46 days to 90 days: 5.10% (Senior: 4.90%) 91 days to 180 days: 5.10% (Senior: 4.90%) 181 days to less than 1 year: 6.15% (Senior: 6.15%) 1 year: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to less than 2 years: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.95% (Senior: 6.95%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.80% (Senior: 6.80%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.55% (Senior: 6.55%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d29d2m3m6m1y366d2y3y5y 4.505.005.005.105.106.156.756.756.956.806.55 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 14 days
 3.05% 3.05% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
7 days to 14 days
 4.50% 3.05% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
15 days to 28 days
 3.05% 3.05% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
15 days to 28 days
 5.00% 3.05% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
29 days to 45 days
 3.05% 3.05% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
29 days to 45 days
 5.00% 3.05% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
46 days to 90 days
 4.90% 4.90% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
46 days to 90 days
 5.10% 4.90% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
91 days to 180 days
 4.90% 4.90% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
91 days to 180 days
 5.10% 4.90% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
181 days to less than 1 year
 5.65% 6.15% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
181 days to less than 1 year
 5.60% 6.15% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
1 year
 6.25% 6.75% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
1 year
 6.25% 6.75% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to less than 2 years
 6.25% 6.75% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to less than 2 years
 6.25% 6.75% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
2 years to less than 3 years
 6.45% 6.95% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
2 years to less than 3 years
 6.15% 6.95% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
3 years to less than 5 years
 6.30% 6.80% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
3 years to less than 5 years
 6.00% 6.80% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
5 years to 10 years
 6.05% 6.55% Below ₹1 crore
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
5 years to 10 years
 6.00% 6.55% ₹1 crore and above
1 Aug 2025
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Source ↗

UKGB Fixed Deposit: frequently asked questions

What is the highest UKGB Fixed Deposit interest rate?

As of 5 Oct 2026, Uttarakhand Gramin Bank offers up to 6.45% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 6.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with UKGB before investing.

What is the UKGB 1 year FD interest rate?

As of 5 Oct 2026, Uttarakhand Gramin Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at UKGB?

Yes. Senior citizens (60+) earn up to 0.80% p.a. more than general customers at Uttarakhand Gramin Bank, depending on the tenure.

Is my fixed deposit (FD) with UKGB insured?

Deposits with Uttarakhand Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these UKGB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official UKGB website before investing.

More UKGB rates

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Good to know

Deposits with Uttarakhand Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 1 Aug 2025 · Ingested 22 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official UKGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.