Rates verified from official source

Madhya Pradesh Gramin Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Madhya Pradesh Gramin Bank offers up to 6.65% p.a. on its fixed deposit (FD) (451 days) for general customers and 7.15% p.a. (451 days) for senior citizens. Rates below are as published by the bank — confirm with MPGB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 14 days: 3.00% 15 days to 45 days: 3.00% 46 days to 90 days: 4.50% 91 days to 179 days: 4.25% 180 days to 269 days: 5.50% 270 days to 364 days: 5.75% 1 year: 6.30% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to less than 2 years: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 451 days · MPGB 451 days: 6.65% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years: 6.30% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 2 years to less than 3 years: 6.30% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.30% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m9m1y366d451d2y731d3y5y 3.003.004.504.255.505.756.306.506.656.306.306.306.00 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

5%5.50%6%6.50%7%7.50% 180 days to 269 days: 6.00% (General: 5.50%) 270 days to 364 days: 6.25% (General: 5.75%) 1 year: 6.80% (General: 6.30%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to less than 2 years: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 451 days · MPGB 451 days: 7.15% (General: 6.65%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years: 6.80% (General: 6.30%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 2 years to less than 3 years: 6.80% (General: 6.30%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.80% (General: 6.30%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.50% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 6m9m1y366d451d2y731d3y5y 6.006.256.807.007.156.806.806.806.50 Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

5.50%6%6.50%7%7.50% 180 days to 269 days: 6.00% (Senior: 6.00%) 270 days to 364 days: 6.25% (Senior: 6.25%) 1 year: 6.80% (Senior: 6.80%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to less than 2 years: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 451 days · MPGB 451 days: 7.15% (Senior: 7.15%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years: 6.80% (Senior: 6.80%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 2 years to less than 3 years: 6.80% (Senior: 6.80%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.80% (Senior: 6.80%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 6m9m1y366d451d2y731d3y5y 6.006.256.807.007.156.806.806.806.50 Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 14 days
 3.00% — Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
15 days to 45 days
 3.00% — Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
46 days to 90 days
 4.50% — Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
91 days to 179 days
 4.25% — Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
180 days to 269 days
 5.50% 6.00% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
270 days to 364 days
 5.75% 6.25% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
1 year
 6.30% 6.80% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to less than 2 years
 6.50% 7.00% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
451 days
MPGB 451 days
 6.65% 7.15% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
2 years
 6.30% 6.80% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Above 2 years to less than 3 years
 6.30% 6.80% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
3 years to less than 5 years
 6.30% 6.80% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
5 years to 10 years
 6.00% 6.50% Below ₹1 crore
25 Sept 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Source ↗

MPGB Fixed Deposit: frequently asked questions

What is the highest MPGB Fixed Deposit interest rate?

As of 5 Oct 2026, Madhya Pradesh Gramin Bank offers up to 6.65% p.a. on its fixed deposit (FD) (451 days) for general customers and 7.15% p.a. (451 days) for senior citizens. Rates below are as published by the bank — confirm with MPGB before investing.

What is the MPGB 1 year FD interest rate?

As of 5 Oct 2026, Madhya Pradesh Gramin Bank offers 6.30% p.a. on a 1-year FD for general customers and 6.80% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at MPGB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Madhya Pradesh Gramin Bank, depending on the tenure.

Is my fixed deposit (FD) with MPGB insured?

Deposits with Madhya Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these MPGB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 25 Sept 2026. Rates can change without notice, so verify on the official MPGB website before investing.

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Good to know

Deposits with Madhya Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 25 Sept 2026 · Ingested 22 Sept 2026 · Verified 5 Oct 2026 · View source

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