Rates verified from official source

Kumbakonam Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Kumbakonam CCB's best Fixed Deposit rate is 8.00% (365 days), 1.50 points below the best on the market (9.50%).

  • Seniors: up to 8.25% (365 days), 0.25 points above the general rate for that tenure.

What will my FD earn at Kumbakonam CCB?

Estimated value after 1 year · before tax ₹5,41,216 8.00% p.a. · ₹41,216 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
3.00% 3.00% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
15 days
to 30 days
3.50% 3.50% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
31 days
to 45 days
4.00% 4.00% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
46 days
to 90 days
5.00% 5.00% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
180 days
6.00% 6.50% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
181 days
to 364 days
6.50% 7.00% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
365 days to
24 months
2 slabs at this rate
8.00% 8.25% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 24 months
to 36 months
7.45% 7.95% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 36 months
7.35% 7.85% Any amount
1 Jul 2022
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026

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Kumbakonam CCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.00%
Before you book

Kumbakonam CCB Fixed Deposit: frequently asked questions

What is the highest Kumbakonam CCB Fixed Deposit interest rate?

As of 14 Nov 2026, Kumbakonam Central Co-operative Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (365 days) for general customers and 8.25% p.a. (365 days) for senior citizens. Rates below are as published by the bank. Confirm with Kumbakonam CCB before investing.

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What is the Kumbakonam CCB 1-year FD interest rate?

As of 14 Nov 2026, Kumbakonam Central Co-operative Bank Ltd. offers 8.00% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kumbakonam CCB 2-year FD interest rate?

As of 14 Nov 2026, Kumbakonam Central Co-operative Bank Ltd. offers 8.00% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kumbakonam CCB 3-year FD interest rate?

As of 14 Nov 2026, Kumbakonam Central Co-operative Bank Ltd. offers 7.45% p.a. on a 3-year FD for general customers and 7.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kumbakonam CCB 5-year FD interest rate?

As of 14 Nov 2026, Kumbakonam Central Co-operative Bank Ltd. offers 7.35% p.a. on a 5-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Kumbakonam CCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kumbakonam Central Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Kumbakonam CCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to Kumbakonam Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Kumbakonam CCB offer?

Kumbakonam Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 14 days” to “Above 36 months”.

Does Kumbakonam CCB pay more than the Post Office Time Deposit?

Kumbakonam Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 7.45% (PO 7.10%), 5y 7.35% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Kumbakonam CCB's 1-year FD rate rank?

Kumbakonam Central Co-operative Bank Ltd.'s 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Kumbakonam CCB insured?

Deposits with Kumbakonam Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Kumbakonam CCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2022. Rates can change without notice, so verify on the official Kumbakonam CCB website before investing.

Rate movements →

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Good to know

  • Deposits with Kumbakonam Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Kumbakonam CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kumbakonam CCB, depending on the tenure.

Informational only. Always confirm the current rate on the official Kumbakonam CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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