The Devika Urban Co-operative Bank Ltd., Udhampur Fixed Deposit interest rates · November 2026
What will my FD earn at Devika Urban Co-op Bank?
Showing 9 of 11 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 DAYS to 45 DAYS 2 slabs at this rate |
3.00% | – | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
46 DAYS TO 90 DAYS |
4.00% | – | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
91 DAYS TO 180 DAYS |
4.25% | – | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
181 DAYS TO LESS than 1 year |
4.75% | 5.25% | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
1 year to 2 years |
6.25% | 6.75% | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
400 days 400-day term deposit ₹1 lakh to ₹2 lakh |
6.65% | – | ₹1 lakh to ₹2 lakh | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
400 days 400-day term deposit Above ₹2 lakh to ₹10 lakh |
7.00% | – | Above ₹2 lakh to ₹10 lakh | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
400 days 400-day term deposit Above ₹10 lakh |
7.20% | – | Above ₹10 lakh | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
above 2 years to 3 years |
6.10% | 6.60% | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
above 3 years to 5 years |
6.50% | 7.00% | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
above 5 years to 10 years |
6.60% | 7.10% | Any amount | 7 Aug 2026 ✓ verified 14 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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Devika Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Devika Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Devika Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Devika Urban Co-operative Bank Ltd., Udhampur offers up to 7.00% p.a. on its fixed deposit (FD) (400 days) for general customers and 7.10% p.a. (above 5 years to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Devika Urban Co-op Bank before investing.
What is the Devika Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Devika Urban Co-operative Bank Ltd., Udhampur offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Aug 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Devika Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Devika Urban Co-operative Bank Ltd., Udhampur offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Aug 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Devika Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Devika Urban Co-operative Bank Ltd., Udhampur offers 6.10% p.a. on a 3-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Aug 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the Devika Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Devika Urban Co-operative Bank Ltd., Udhampur offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Aug 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Devika Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Devika Urban Co-operative Bank Ltd., Udhampur, depending on the tenure.
When did Devika Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Devika Urban Co-operative Bank Ltd., Udhampur's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Devika Urban Co-op Bank offer?
The Devika Urban Co-operative Bank Ltd., Udhampur's published fixed deposit (FD) rate table has 9 tenure bands, from “7 DAYS TO 14 DAYS” to “above 5 years to 10 years”.
Does Devika Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Devika Urban Co-operative Bank Ltd., Udhampur's table lists separate bands: Any amount; ₹1 lakh to ₹2 lakh; Above ₹2 lakh to ₹10 lakh; Above ₹10 lakh. Each row shows the band it applies to.
Does Devika Urban Co-op Bank have special fixed deposit (FD) schemes?
The Devika Urban Co-operative Bank Ltd., Udhampur's rate table lists these named schemes (1): 400-day term deposit. Check eligibility and end dates with the bank.
Does Devika Urban Co-op Bank pay more than the Post Office Time Deposit?
The Devika Urban Co-operative Bank Ltd., Udhampur pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.10% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Devika Urban Co-op Bank's 1-year FD rate rank?
The Devika Urban Co-operative Bank Ltd., Udhampur's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Devika Urban Co-op Bank insured?
Deposits with The Devika Urban Co-operative Bank Ltd., Udhampur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Devika Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 7 Aug 2026. Rates can change without notice, so verify on the official Devika Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Devika Urban Co-operative Bank Ltd., Udhampur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Devika Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Devika Urban Co-op Bank, depending on the tenure.
- Devika Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Devika Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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