The Dharmaj Peoples Co-Op Bank Ltd. Fixed Deposit interest rates · October 2026
Dharmaj Peoples Bank's best Fixed Deposit rate is 5.25% (2 Year to below 5 Years), 3.75 points below the best on the market (9.00%).
- Seniors: up to 5.75% (2 Year to below 5 Years), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days To 45 days |
4.00% | — | Any amount | 1 Jun 2020 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
46 days To 90 days |
4.25% | — | Any amount | 1 Jun 2020 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 days To 364 days |
4.50% | — | Any amount | 1 Jun 2020 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 Year to below 2 Years |
5.00% | — | Any amount | 1 Jun 2020 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
2 Year to below 5 Years |
5.25% | 5.75% | Any amount | 1 Jun 2020 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Dharmaj Peoples Bank FD returns at a glance based on investment amount
| Deposit | ~1 year5.00% | ~3 years5.25% |
|---|---|---|
| ₹50,000 | ₹52,547₹208/mo | ₹58,469₹219/mo |
| ₹1 lakh | ₹1,05,095₹417/mo | ₹1,16,938₹438/mo |
| ₹2 lakh | ₹2,10,189₹833/mo | ₹2,33,876₹875/mo |
| ₹5 lakh | ₹5,25,473₹2,083/mo | ₹5,84,691₹2,188/mo |
| ₹10 lakh | ₹10,50,945₹4,167/mo | ₹11,69,382₹4,375/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No Senior FD rate data available.
No additional super-senior premium — showing Senior rates.
Dharmaj Peoples Bank Fixed Deposit rate changes
Changes to Dharmaj Peoples Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Dharmaj Peoples Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Dharmaj Peoples Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Dharmaj Peoples Bank Fixed Deposit: frequently asked questions
What is the highest Dharmaj Peoples Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Dharmaj Peoples Co-Op Bank Ltd. offers up to 5.25% p.a. on its fixed deposit (FD) (2 Year to below 5 Years) for general customers and 5.75% p.a. (2 Year to below 5 Years) for senior citizens. Rates below are as published by the bank — confirm with Dharmaj Peoples Bank before investing.
What is the Dharmaj Peoples Bank 1-year FD interest rate?
As of 22 Oct 2026, The Dharmaj Peoples Co-Op Bank Ltd. offers 5.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Dharmaj Peoples Bank 2-year FD interest rate?
As of 22 Oct 2026, The Dharmaj Peoples Co-Op Bank Ltd. offers 5.25% p.a. on a 2-year FD for general customers and 5.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Dharmaj Peoples Bank 3-year FD interest rate?
As of 22 Oct 2026, The Dharmaj Peoples Co-Op Bank Ltd. offers 5.25% p.a. on a 3-year FD for general customers and 5.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Dharmaj Peoples Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Dharmaj Peoples Co-Op Bank Ltd., depending on the tenure.
When did Dharmaj Peoples Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Dharmaj Peoples Co-Op Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Dharmaj Peoples Bank offer?
The Dharmaj Peoples Co-Op Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “7 days To 45 days” to “2 Year to below 5 Years”.
Does Dharmaj Peoples Bank pay more than the Post Office Time Deposit?
The Dharmaj Peoples Co-Op Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 5.25% (PO 7.00%), 3y 5.25% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Dharmaj Peoples Bank's 1-year FD rate rank?
The Dharmaj Peoples Co-Op Bank Ltd.'s 1-year general FD rate of 5.00% ranks #326 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Dharmaj Peoples Bank insured?
Deposits with The Dharmaj Peoples Co-Op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Dharmaj Peoples Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 Jun 2020. Rates can change without notice, so verify on the official Dharmaj Peoples Bank website before investing.
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Dharmaj Peoples Co-Op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Dharmaj Peoples Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Dharmaj Peoples Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Dharmaj Peoples Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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