Rates verified from official source

The Sindgi Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Sindgi Urban Bank's best Fixed Deposit rate is 7.50% (Above 21 months to 36 months), 2.00 points below the best on the market (9.50%).

  • Seniors: up to 8.00% (Above 21 months to 36 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Sindgi Urban Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
46 Days
to 90 Days
4.50% 5.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026
91 Days to
180 Days
5.00% 5.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026
181 Days
to 364 Days
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026
12 months
to 21 months
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026
Above 21 months
to 36 months
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026
Above 36 months
to 60 months
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026
Above 60 months
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026

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Sindgi Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.00%
Before you book

Sindgi Urban Bank Fixed Deposit: frequently asked questions

What is the highest Sindgi Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Sindgi Urban Co-operative Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (Above 21 months to 36 months) for general customers and 8.00% p.a. (Above 21 months to 36 months) for senior citizens. Rates below are as published by the bank. Confirm with Sindgi Urban Bank before investing.

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What is the Sindgi Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, The Sindgi Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sindgi Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, The Sindgi Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sindgi Urban Bank 3-year FD interest rate?

As of 14 Nov 2026, The Sindgi Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Sindgi Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, The Sindgi Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Sindgi Urban Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Sindgi Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Sindgi Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Sindgi Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 6 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Sindgi Urban Bank offer?

The Sindgi Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “46 Days to 90 Days” to “Above 60 months”.

Does Sindgi Urban Bank pay more than the Post Office Time Deposit?

The Sindgi Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Sindgi Urban Bank's 1-year FD rate rank?

The Sindgi Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Sindgi Urban Bank insured?

Deposits with The Sindgi Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Sindgi Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Sindgi Urban Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Sindgi Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Sindgi Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sindgi Urban Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Sindgi Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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