Rates verified from official source

The Chembur Nagarik Sahakari Bank Ltd., Mumbai Fixed Deposit interest rates · November 2026

Chembur Nagarik Bank's best Fixed Deposit rate is 5.50% (1 year to 3 years), 4.00 points below the best on the market (9.50%).

  • Seniors: up to 5.75% (1 year to 3 years), 0.25 points above the general rate for that tenure.

What will my FD earn at Chembur Nagarik Bank?

Estimated value after 1 year · before tax ₹5,28,072 5.50% p.a. · ₹28,072 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
3.00% 3.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
46 days to
180 days
4.00% 4.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
181 days
to 364 days
4.50% 4.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 year to 3 years
5.50% 5.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 year to 3 years
Cumulative deposit
5.10% 5.35% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
Above 3 years
to 5 years
5.00% 5.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
Above 3 years
to 5 years
Cumulative deposit
4.50% 4.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Chembur Nagarik Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.50%
Before you book

Chembur Nagarik Bank Fixed Deposit: frequently asked questions

What is the highest Chembur Nagarik Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Chembur Nagarik Sahakari Bank Ltd., Mumbai offers up to 5.50% p.a. on its fixed deposit (FD) (1 year to 3 years) for general customers and 5.75% p.a. (1 year to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Chembur Nagarik Bank before investing.

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Do senior citizens get higher Fixed Deposit rates at Chembur Nagarik Bank?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Chembur Nagarik Sahakari Bank Ltd., Mumbai, depending on the tenure.

See today's top senior citizen rates →

When did Chembur Nagarik Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Chembur Nagarik Sahakari Bank Ltd., Mumbai's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Chembur Nagarik Bank offer?

The Chembur Nagarik Sahakari Bank Ltd., Mumbai's published fixed deposit (FD) rate table has 5 tenure bands, from “15 days to 45 days” to “Above 3 years to 5 years”.

Does Chembur Nagarik Bank have special fixed deposit (FD) schemes?

The Chembur Nagarik Sahakari Bank Ltd., Mumbai's rate table lists these named schemes (1): Cumulative deposit. Check eligibility and end dates with the bank.

How does Chembur Nagarik Bank's 1-year FD rate rank?

The Chembur Nagarik Sahakari Bank Ltd., Mumbai's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Chembur Nagarik Bank insured?

Deposits with The Chembur Nagarik Sahakari Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Chembur Nagarik Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Chembur Nagarik Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Chembur Nagarik Sahakari Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Chembur Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Chembur Nagarik Bank, depending on the tenure.
  • Chembur Nagarik Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Chembur Nagarik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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