Nagrik Sahakari Bank Maryadit, Vidisha Fixed Deposit interest rates · November 2026
What will my FD earn at Nagrik Sahakari Bank, Vidisha?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 Days to 90 Days 3 slabs at this rate |
3.00% | – | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 Days to 180 Days |
4.50% | – | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 Days to below 1 Year |
5.50% | – | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
1 Year to Below 5 Year 3 slabs at this rate |
6.80% | 7.80% | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
5 Year & Above |
7.00% | 8.00% | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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Nagrik Sahakari Bank, Vidisha FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.80%Before you book
Nagrik Sahakari Bank, Vidisha Fixed Deposit: frequently asked questions
What is the highest Nagrik Sahakari Bank, Vidisha Fixed Deposit interest rate?
As of 14 Nov 2026, Nagrik Sahakari Bank Maryadit, Vidisha offers up to 7.00% p.a. on its fixed deposit (FD) (5 Year & Above) for general customers and 8.00% p.a. (5 Year & Above) for senior citizens. Rates below are as published by the bank. Confirm with Nagrik Sahakari Bank, Vidisha before investing.
What is the Nagrik Sahakari Bank, Vidisha 1-year FD interest rate?
As of 14 Nov 2026, Nagrik Sahakari Bank Maryadit, Vidisha offers 6.80% p.a. on a 1-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagrik Sahakari Bank, Vidisha 2-year FD interest rate?
As of 14 Nov 2026, Nagrik Sahakari Bank Maryadit, Vidisha offers 6.80% p.a. on a 2-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagrik Sahakari Bank, Vidisha 3-year FD interest rate?
As of 14 Nov 2026, Nagrik Sahakari Bank Maryadit, Vidisha offers 6.80% p.a. on a 3-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagrik Sahakari Bank, Vidisha 5-year FD interest rate?
As of 14 Nov 2026, Nagrik Sahakari Bank Maryadit, Vidisha offers 7.00% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Nagrik Sahakari Bank, Vidisha?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Nagrik Sahakari Bank Maryadit, Vidisha, depending on the tenure.
When did Nagrik Sahakari Bank, Vidisha last change its Fixed Deposit rates?
RateScan.in has recorded no change to Nagrik Sahakari Bank Maryadit, Vidisha's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Nagrik Sahakari Bank, Vidisha offer?
Nagrik Sahakari Bank Maryadit, Vidisha's published fixed deposit (FD) rate table has 9 tenure bands, from “15 Days to 29 Days” to “5 Year & Above”.
Does Nagrik Sahakari Bank, Vidisha pay more than the Post Office Time Deposit?
Nagrik Sahakari Bank Maryadit, Vidisha pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.80% (PO 6.90%), 2y 6.80% (PO 7.00%), 3y 6.80% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nagrik Sahakari Bank, Vidisha's 1-year FD rate rank?
Nagrik Sahakari Bank Maryadit, Vidisha's 1-year general FD rate of 6.80% ranks #458 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Nagrik Sahakari Bank, Vidisha insured?
Deposits with Nagrik Sahakari Bank Maryadit, Vidisha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nagrik Sahakari Bank, Vidisha rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Jul 2026. Rates can change without notice, so verify on the official Nagrik Sahakari Bank, Vidisha website before investing.
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Good to know
- Deposits with Nagrik Sahakari Bank Maryadit, Vidisha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nagrik Sahakari Bank, Vidisha is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Nagrik Sahakari Bank, Vidisha, depending on the tenure.
Informational only. Always confirm the current rate on the official Nagrik Sahakari Bank, Vidisha website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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