Rates verified from official source

The Vaish Co-operative Adarsh Bank Ltd. Fixed Deposit interest rates · November 2026

Vaish Adarsh Bank's best Fixed Deposit rate is 7.00% (Above 1 year to 2 years), 2.50 points below the best on the market (9.50%).

  • Seniors: up to 7.50% (Above 1 year to 2 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Vaish Adarsh Bank?

Estimated value after 1 year · before tax ₹5,30,682 6.00% p.a. · ₹30,682 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
30 days
to 90 days
4.00% – Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
91 days to
180 days
5.00% – Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 days
to 1 year
6.00% – Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
Above 1 year
to 2 years
7.00% 7.50% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
Above 2 years
6.75% 7.25% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Vaish Adarsh Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.00%
Before you book

Vaish Adarsh Bank Fixed Deposit: frequently asked questions

What is the highest Vaish Adarsh Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Vaish Co-operative Adarsh Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (Above 1 year to 2 years) for general customers and 7.50% p.a. (Above 1 year to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Vaish Adarsh Bank before investing.

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What is the Vaish Adarsh Bank 1-year FD interest rate?

As of 14 Nov 2026, The Vaish Co-operative Adarsh Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vaish Adarsh Bank 2-year FD interest rate?

As of 14 Nov 2026, The Vaish Co-operative Adarsh Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vaish Adarsh Bank 3-year FD interest rate?

As of 14 Nov 2026, The Vaish Co-operative Adarsh Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vaish Adarsh Bank 5-year FD interest rate?

As of 14 Nov 2026, The Vaish Co-operative Adarsh Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Vaish Adarsh Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Vaish Co-operative Adarsh Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Vaish Adarsh Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Vaish Co-operative Adarsh Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

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What fixed deposit (FD) tenures does Vaish Adarsh Bank offer?

The Vaish Co-operative Adarsh Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “30 days to 90 days” to “Above 2 years”.

Does Vaish Adarsh Bank pay more than the Post Office Time Deposit?

The Vaish Co-operative Adarsh Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Vaish Adarsh Bank's 1-year FD rate rank?

The Vaish Co-operative Adarsh Bank Ltd.'s 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Vaish Adarsh Bank insured?

Deposits with The Vaish Co-operative Adarsh Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Vaish Adarsh Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official Vaish Adarsh Bank website before investing.

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Good to know

  • Deposits with The Vaish Co-operative Adarsh Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Vaish Adarsh Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vaish Adarsh Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Vaish Adarsh Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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