Rates verified from official source

Betul Nagrik Sahakari Bank Maryadit Fixed Deposit interest rates · November 2026

Betul Nagrik Sahakari Bank's best Fixed Deposit rate is 6.85% (1 years to 499 days), 2.65 points below the best on the market (9.50%).

  • Seniors: up to 7.35% (1 years to 499 days), 0.50 points above the general rate for that tenure.

What will my FD earn at Betul Nagrik Sahakari Bank?

Estimated value after 1 year · before tax ₹5,35,140 6.85% p.a. · ₹35,140 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 29 days
3.50% 3.50% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
30 days
to 45 days
3.75% 4.00% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
46 days
to 90 days
4.25% 4.50% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
91 days to
180 days
4.75% 5.00% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
181 days to
less than 1 years
5.50% 6.00% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
1 years to
less than 2 years
2 slabs at this rate
6.85% 7.35% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
2 years to
10 years
6.80% 7.30% Any amount
1 Sept 2026
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026

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Betul Nagrik Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.85%
Before you book

Betul Nagrik Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Betul Nagrik Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Betul Nagrik Sahakari Bank Maryadit offers up to 6.85% p.a. on its fixed deposit (FD) (1 years to 499 days) for general customers and 7.35% p.a. (1 years to 499 days) for senior citizens. Rates below are as published by the bank. Confirm with Betul Nagrik Sahakari Bank before investing.

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What is the Betul Nagrik Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, Betul Nagrik Sahakari Bank Maryadit offers 6.85% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Betul Nagrik Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, Betul Nagrik Sahakari Bank Maryadit offers 6.80% p.a. on a 2-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Betul Nagrik Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, Betul Nagrik Sahakari Bank Maryadit offers 6.80% p.a. on a 3-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Betul Nagrik Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, Betul Nagrik Sahakari Bank Maryadit offers 6.80% p.a. on a 5-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Betul Nagrik Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Betul Nagrik Sahakari Bank Maryadit, depending on the tenure.

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When did Betul Nagrik Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Betul Nagrik Sahakari Bank Maryadit's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Betul Nagrik Sahakari Bank offer?

Betul Nagrik Sahakari Bank Maryadit's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 29 days” to “2 years to 10 years”.

Does Betul Nagrik Sahakari Bank pay more than the Post Office Time Deposit?

Betul Nagrik Sahakari Bank Maryadit pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.85% (PO 6.90%), 2y 6.80% (PO 7.00%), 3y 6.80% (PO 7.10%), 5y 6.80% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Betul Nagrik Sahakari Bank's 1-year FD rate rank?

Betul Nagrik Sahakari Bank Maryadit's 1-year general FD rate of 6.85% ranks #441 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Betul Nagrik Sahakari Bank insured?

Deposits with Betul Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Betul Nagrik Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official Betul Nagrik Sahakari Bank website before investing.

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Good to know

  • Deposits with Betul Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Betul Nagrik Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Betul Nagrik Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Betul Nagrik Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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