Malda District Central Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Malda DCCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 29 days 2 slabs at this rate |
3.50% | 3.50% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
30 days to 45 days |
3.75% | 3.75% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 90 days |
4.00% | 4.00% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 180 days |
4.80% | 4.80% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
181 days to 364 days |
5.55% | 6.05% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
365 days (12 months) |
7.20% | 7.45% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 12 months to less than 36 months |
6.20% | 6.70% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
444 days |
7.45% | 7.45% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
600 days |
7.50% | 7.70% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
780 days |
7.80% | 7.80% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
36 months to 60 months |
6.15% | 6.65% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1111 days |
7.55% | 7.55% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 60 months to 120 months |
6.10% | 6.60% | Any amount | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
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Malda DCCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.20%- Fixed tenure; interest paid on maturity only
Before you book
Malda DCCB Fixed Deposit: frequently asked questions
What is the highest Malda DCCB Fixed Deposit interest rate?
As of 14 Nov 2026, Malda District Central Co-operative Bank offers up to 7.80% p.a. on its fixed deposit (FD) (780 days) for general customers. Rates below are as published by the bank. Confirm with Malda DCCB before investing.
What is the Malda DCCB 1-year FD interest rate?
As of 14 Nov 2026, Malda District Central Co-operative Bank offers 7.20% p.a. on a 1-year FD for general customers and 7.45% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malda DCCB 2-year FD interest rate?
As of 14 Nov 2026, Malda District Central Co-operative Bank offers 6.20% p.a. on a 2-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malda DCCB 3-year FD interest rate?
As of 14 Nov 2026, Malda District Central Co-operative Bank offers 6.15% p.a. on a 3-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malda DCCB 5-year FD interest rate?
As of 14 Nov 2026, Malda District Central Co-operative Bank offers 6.15% p.a. on a 5-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Malda DCCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Malda District Central Co-operative Bank, depending on the tenure.
When did Malda DCCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Malda District Central Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Malda DCCB offer?
Malda District Central Co-operative Bank's published fixed deposit (FD) rate table has 14 tenure bands, from “7 days to 14 days” to “Above 60 months to 120 months”.
Does Malda DCCB pay more than the Post Office Time Deposit?
Malda District Central Co-operative Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.20% (PO 6.90%), 2y 6.20% (PO 7.00%), 3y 6.15% (PO 7.10%), 5y 6.15% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Malda DCCB's 1-year FD rate rank?
Malda District Central Co-operative Bank's 1-year general FD rate of 7.20% ranks #264 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Malda DCCB insured?
Deposits with Malda District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Malda DCCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 23 Sept 2024. Rates can change without notice, so verify on the official Malda DCCB website before investing.
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Good to know
- Deposits with Malda District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Malda DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Malda DCCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Malda DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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