Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni Fixed Deposit interest rates · November 2026
What will my FD earn at Mahayogi Lakshmamma Bank?
Showing 9 of 10 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 DAYS up to 45 DAYS |
3.00% | 3.00% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 DAYS up to 90 DAYS |
3.50% | 3.50% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 DAYS TO less than 1 YEAR |
6.00% | 6.60% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 Year ₹25 lakh to below ₹50 lakh |
7.00% | 7.60% | ₹25 lakh to below ₹50 lakh | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 Year ₹50 lakh and above |
7.20% | 7.80% | ₹50 lakh and above | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 YEAR TO less than 2 YEARS |
6.75% | 7.35% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
2 YEARS TO less than 3 YEARS |
7.10% | 7.70% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
3 YEARS up to 5 YEARS |
7.60% | 8.20% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
ABOVE 5 YEARS up to 7 YEARS |
7.20% | 7.80% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
ABOVE 7 YEARS |
5.50% | 6.10% | Any amount | 11 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
No rates match these filters.
Compare Mahayogi Lakshmamma Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Mahayogi Lakshmamma Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%- bulk deposit
Before you book
Mahayogi Lakshmamma Bank Fixed Deposit: frequently asked questions
What is the highest Mahayogi Lakshmamma Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni offers up to 7.60% p.a. on its fixed deposit (FD) (3 YEARS up to 5 YEARS) for general customers and 8.20% p.a. (3 YEARS up to 5 YEARS) for senior citizens. Rates below are as published by the bank. Confirm with Mahayogi Lakshmamma Bank before investing.
What is the Mahayogi Lakshmamma Bank 1-year FD interest rate?
As of 14 Nov 2026, Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni offers 6.75% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahayogi Lakshmamma Bank 2-year FD interest rate?
As of 14 Nov 2026, Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni offers 7.10% p.a. on a 2-year FD for general customers and 7.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahayogi Lakshmamma Bank 3-year FD interest rate?
As of 14 Nov 2026, Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni offers 7.60% p.a. on a 3-year FD for general customers and 8.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahayogi Lakshmamma Bank 5-year FD interest rate?
As of 14 Nov 2026, Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni offers 7.60% p.a. on a 5-year FD for general customers and 8.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mahayogi Lakshmamma Bank?
Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni, depending on the tenure.
When did Mahayogi Lakshmamma Bank last change its Fixed Deposit rates?
Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 12 Nov 2026: the general rate for 91 DAYS TO less than 1 YEAR went from 4.90% to 6.00%. RateScan.in has tracked Mahayogi Lakshmamma Bank's rates since 4 Nov 2026.
What fixed deposit (FD) tenures does Mahayogi Lakshmamma Bank offer?
Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni's published fixed deposit (FD) rate table has 9 tenure bands, from “30 DAYS up to 45 DAYS” to “ABOVE 7 YEARS”.
Does Mahayogi Lakshmamma Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni's table lists separate bands: Any amount; ₹25 lakh to below ₹50 lakh; ₹50 lakh and above. Each row shows the band it applies to.
Does Mahayogi Lakshmamma Bank pay more than the Post Office Time Deposit?
Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 7.60% (PO 7.10%), 5y 7.60% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Mahayogi Lakshmamma Bank's 1-year FD rate rank?
Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Mahayogi Lakshmamma Bank insured?
Deposits with Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mahayogi Lakshmamma Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 11 Nov 2026. Rates can change without notice, so verify on the official Mahayogi Lakshmamma Bank website before investing.
More Mahayogi Lakshmamma Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Mahayogi Lakshmamma Bank with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Andhra Pradesh →
Good to know
- Deposits with Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mahayogi Lakshmamma Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Mahayogi Lakshmamma Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Mahayogi Lakshmamma Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Mahayogi Lakshmamma Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.