Rates verified from official source

Panchmahals District Central Co-operative Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Panchmahals District Central Co-operative Bank offers up to 7.25% p.a. on its fixed deposit (FD) (364 to 729 days) for general customers and 7.75% p.a. (364 to 729 days) for senior citizens. Rates below are as published by the bank — confirm with PDC Bank before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

4%5%6%7% 15 to 45 days: 4.00% 46 to 90 days: 4.25% 91 to 180 days: 4.75% 181 to 269 days: 5.25% 270 to 363 days: 5.75% 364 to 729 days: 7.25% 2 to 3 years: 7.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 years: 7.00% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 15d2m3m6m9m12m2y3y 4.004.254.755.255.757.257.007.00 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4%5%6%7%8% 15 to 45 days: 4.00% (General: 4.00%) 46 to 90 days: 4.25% (General: 4.25%) 91 to 180 days: 4.75% (General: 4.75%) 181 to 269 days: 5.25% (General: 5.25%) 270 to 363 days: 5.75% (General: 5.75%) 364 to 729 days: 7.75% (General: 7.25%) 2 to 3 years: 7.50% (General: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 3 years: 7.50% (General: 7.00%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 15d2m3m6m9m12m2y3y 4.004.254.755.255.757.757.507.50 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7%8% 15 to 45 days: 4.00% (Senior: 4.00%) 46 to 90 days: 4.25% (Senior: 4.25%) 91 to 180 days: 4.75% (Senior: 4.75%) 181 to 269 days: 5.25% (Senior: 5.25%) 270 to 363 days: 5.75% (Senior: 5.75%) 364 to 729 days: 7.75% (Senior: 7.75%) 2 to 3 years: 7.50% (Senior: 7.50%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 3 years: 7.50% (Senior: 7.50%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 15d2m3m6m9m12m2y3y 4.004.254.755.255.757.757.507.50 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
15 to 45 days
4.00% 4.00% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
46 to 90 days
4.25% 4.25% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
91 to 180 days
4.75% 4.75% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
181 to 269 days
5.25% 5.25% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
270 to 363 days
5.75% 5.75% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
364 to 729 days
7.25% 7.75% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
2 to 3 years
7.00% 7.50% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Above 3 years
7.00% 7.50% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Source ↗

PDC Bank Fixed Deposit: frequently asked questions

What is the highest PDC Bank Fixed Deposit interest rate?

As of 5 Oct 2026, Panchmahals District Central Co-operative Bank offers up to 7.25% p.a. on its fixed deposit (FD) (364 to 729 days) for general customers and 7.75% p.a. (364 to 729 days) for senior citizens. Rates below are as published by the bank — confirm with PDC Bank before investing.

What is the PDC Bank 1 year FD interest rate?

As of 5 Oct 2026, Panchmahals District Central Co-operative Bank offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at PDC Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Panchmahals District Central Co-operative Bank, depending on the tenure.

Is my fixed deposit (FD) with PDC Bank insured?

Deposits with Panchmahals District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these PDC Bank rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jan 2024. Rates can change without notice, so verify on the official PDC Bank website before investing.

Good to know

Deposits with Panchmahals District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official PDC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.