Rates verified from official source

The Alwaye Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Alwaye Urban Co-op Bank's best Fixed Deposit rate is 8.25% (1 year to less than 2 years), 1.25 points below the best on the market (9.50%).

  • Seniors: up to 8.75% (1 year to less than 2 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Alwaye Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,42,544 8.25% p.a. · ₹42,544 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
5.00% 5.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
46 days
to 90 days
6.00% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 days to
179 days
6.60% 7.10% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
180 days
to 364 days
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
1 year to less
than 2 years
8.25% 8.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
2 years and above
8.00% 8.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Alwaye Urban Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.25%
Before you book

Alwaye Urban Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Alwaye Urban Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Alwaye Urban Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 8.75% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Alwaye Urban Co-op Bank before investing.

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What is the Alwaye Urban Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Alwaye Urban Co-operative Bank Ltd. offers 8.25% p.a. on a 1-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Alwaye Urban Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Alwaye Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Alwaye Urban Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Alwaye Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Alwaye Urban Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Alwaye Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Alwaye Urban Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Alwaye Urban Co-operative Bank Ltd., depending on the tenure.

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When did Alwaye Urban Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Alwaye Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

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What fixed deposit (FD) tenures does Alwaye Urban Co-op Bank offer?

The Alwaye Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 45 days” to “2 years and above”.

Does Alwaye Urban Co-op Bank pay more than the Post Office Time Deposit?

The Alwaye Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.25% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Alwaye Urban Co-op Bank's 1-year FD rate rank?

The Alwaye Urban Co-operative Bank Ltd.'s 1-year general FD rate of 8.25% ranks #14 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Alwaye Urban Co-op Bank insured?

Deposits with The Alwaye Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Alwaye Urban Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Alwaye Urban Co-op Bank website before investing.

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Good to know

  • Deposits with The Alwaye Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Alwaye Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Alwaye Urban Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Alwaye Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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